Open
Community Improvement Plan (CIP) – Financial Incentive Programs
Funding for local redevelopment and housing projects
Last Update: April 27, 2026
Funding available
$ 25,000 - $ 100,000
Timeline
- Closing date : August 28, 2026
Location
St. Catharines, Ontario, Canada
Overview
St. Catharines supports redevelopment, brownfield remediation, façade improvements, and accessory dwelling units. The programs provide rebates, grants, or forgivable loans after project completion, with maximum funding varying by program.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Implement environmental initiatives
- Reduce environmental footprint
- Renovate or expand facilities
Eligible Funding
- Maximum amount : 100,000 $
- Minimum amount : 25,000 $
- Up to 70% of project cost
Timeline
- Closing date : August 28, 2026
Eligible candidates
Eligible Industries
- Construction
- Manufacturing
- Retail trade
- Real estate and rental and leasing
- Professional, scientific and technical services
- Administrative and support, waste management and remediation services
Location
- St. Catharines
- Ontario
Legal structures
- All legal structures
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Redevelopment and conversion projects
- Brownfield remediation projects
- Building façade improvements
- Construction of accessory dwelling units
- Conversion of vacant downtown spaces into new residential units
Documents Needed
- Completed application form
- Property survey
- Project proposal and site plan
- Cost estimate and timeline
- Declaration of other incentives and no arrears
Eligibility
Who is eligible?
- Property owners in St. Catharines
- Private-sector property owners
- Building owners in eligible downtown and community improvement areas
- Businesses carrying out redevelopment or renovation projects
Who is not eligible
- Standalone residential buildings under the DFLP
- Properties outside the eligible program area
- Projects with property tax arrears or unresolved City charges
Eligible expenses
- Site preparation, construction, and renovation work
- Environmental studies and remediation costs, where applicable
- Façade improvements and related materials
- Accessory dwelling unit construction costs
- Legal, consulting, and financing costs related to eligible work, where applicable
Ineligible Costs and Activities
- Costs incurred before approval or agreement, unless specifically allowed
- Household appliances and decorative amenities
- Planning, permit, and consulting fees in certain programs
- Maintenance work and repairs to existing units
- Standalone residential projects under the DFLP
Eligible geographic areas
- City of St. Catharines
- Urban Area Community Improvement Project Area
- Downtown Priority Neighbourhood
- Priority Neighbourhoods within St. Catharines
Processing and Agreement
- Applications are reviewed by the City after submission.
- Some programs are assessed first-come, first-served.
- Approved projects require a formal City agreement before funding is paid.
- Projects must be completed to the municipality’s satisfaction.
- Supporting proof of costs and compliance is required before payment.
Additional information
- The City of St. Catharines administers the program through Planning and Building Services.
- Applications are processed on a first-come, first-served basis for several programs.
- Some programs are subject to annual budget allocation and available funding.
- Applicants should review the program guidelines before applying.
Contacts
Frequently Asked Questions about the Community Improvement Plan (CIP) – Financial Incentive Programs Program
Here are answers to the most common questions about the Community Improvement Plan (CIP) – Financial Incentive Programs. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the Community Improvement Plan (CIP) – Financial Incentive Programs?
St. Catharines supports redevelopment, brownfield remediation, façade improvements, and accessory dwelling units. The programs provide rebates, grants, or forgivable loans after project completion, with maximum funding varying by program.
How much funding can be received?
Community Improvement Plan (CIP) – Financial Incentive Programs Funds up to 70% of admissible expenses, capped at $100,000 per project.
Who is eligible for the Community Improvement Plan (CIP) – Financial Incentive Programs program?
To be eligible for the Community Improvement Plan (CIP) – Financial Incentive Programs program, you must:
Project must meet location and use rules.
Taxes and charges must be current.
Pre-consultation is required.
What expenses are eligible under Community Improvement Plan (CIP) – Financial Incentive Programs?
Redevelopment and conversion projects
Brownfield remediation projects
Building façade improvements
Construction of accessory dwelling units
Conversion of vacant downtown spaces into new residential units
Who can I contact for more information about the Community Improvement Plan (CIP) – Financial Incentive Programs?
You can contact City of St. Catharines by email at CIP@stcatharines.ca or by phone at 905.680.7197.
Where is the Community Improvement Plan (CIP) – Financial Incentive Programs available?
The Community Improvement Plan (CIP) – Financial Incentive Programs program is available the province of Ontario.
Is the Community Improvement Plan (CIP) – Financial Incentive Programs a grant, loan, or tax credit?
Community Improvement Plan (CIP) – Financial Incentive Programs is a Grant and Funding