Closed
Community Housing Infrastructure and Repair Program (CHIRP)
Forgivable loans for community housing repairs
Last Update: April 27, 2026
Funding available
$ 100
Timeline
- Receipt of requests is now closed
Location
Nova Scotia
Overview
Forgivable loans of up to 100% of eligible costs for community housing capital repairs. Supports affordable housing repairs and related project costs for non-profit and co-operative providers in Nova Scotia.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Develop strategic partnerships
- Improve governance or administrative structure
- Implement environmental initiatives
Eligible Funding
- Maximum amount : 100 $
- Up to 100% of project cost
Timeline
- Receipt of requests is now closed
Eligible candidates
Eligible Industries
- Real estate and rental and leasing
Location
- Nova Scotia
Legal structures
- Non-profit
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Indigenous Peoples
Non-profit candidates
Sector of operation
- Housing
Target groups
- Nonprofits / charities
- Low-income individuals / families
Revenue structures
- 100% donations / grants
Scope
- Provincial
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Capital repairs to existing residential community housing buildings
- Repair and restoration work on affordable rental units
- Accessibility and energy efficiency improvement projects
Documents Needed
- Completed application form
- Building Condition Assessment
- Rent rolls
- Recent reviewed or audited financial statements
- Project workplan, itemized budget, quotes, and business plan
Eligibility
Who is eligible?
- Private non-profit housing providers
- Housing co-operatives
- Community land trusts
Who is not eligible
- Providers of shelter spaces
- Housing providers operating on First Nations reserves
- Organizations with commercial project components only
Eligible expenses
- Structural, electrical, plumbing, heating, fire safety, health and safety repairs
- Energy efficiency, accessibility, and barrier-free improvements not covered by other funding
- Replacement of kitchens, bathrooms, and flooring with approval
- Legal, project management, property management, audit, and assessment fees
- Restoration of uninhabitable rental units
Ineligible Costs and Activities
- Work completed before loan approval
- Repairs to commercial components of the project
- Appliances, outbuildings, and cosmetic landscaping
Eligible geographic areas
- Nova Scotia
Processing and Agreement
- Applications are reviewed by the CHIRP Selection Committee
- Review time is usually 4 to 6 weeks
- Approved applicants receive a conditional approval letter
- A Project Contribution Agreement must be signed before funding is accessed
- Funding is paid after eligible completed work is claimed through a draw request
Additional information
- No application fee.
- Applications can be submitted at any time.
- A Project Contribution Agreement is required before funding is accessed.
- Annual reporting and financial reporting are required during the loan term.
Contacts
Frequently Asked Questions about the Community Housing Infrastructure and Repair Program (CHIRP) Program
Here are answers to the most common questions about the Community Housing Infrastructure and Repair Program (CHIRP). This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the Community Housing Infrastructure and Repair Program (CHIRP)?
Forgivable loans of up to 100% of eligible costs for community housing capital repairs. Supports affordable housing repairs and related project costs for non-profit and co-operative providers in Nova Scotia.
How much funding can be received?
Community Housing Infrastructure and Repair Program (CHIRP) Funds up to 100% of admissible expenses, capped at $100 per project.
Who is eligible for the Community Housing Infrastructure and Repair Program (CHIRP) program?
To be eligible for the Community Housing Infrastructure and Repair Program (CHIRP) program, you must:
Community housing provider
Affordable rental housing in Nova Scotia
Need for capital repairs
What expenses are eligible under Community Housing Infrastructure and Repair Program (CHIRP)?
Capital repairs to existing residential community housing buildings
Repair and restoration work on affordable rental units
Accessibility and energy efficiency improvement projects
Who can I contact for more information about the Community Housing Infrastructure and Repair Program (CHIRP)?
You can contact Government of Nova Scotia by email at communityhousing@novascotia.ca or by phone at 902-424-0377.
Where is the Community Housing Infrastructure and Repair Program (CHIRP) available?
The Community Housing Infrastructure and Repair Program (CHIRP) program is available the province of Nova Scotia.
Is the Community Housing Infrastructure and Repair Program (CHIRP) a grant, loan, or tax credit?
Community Housing Infrastructure and Repair Program (CHIRP) is a Loans and Capital investments