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Community Efficiency Financing (CEF)
Supports local home energy upgrade financing
Last Update: May 6, 2026
Funding available
$ 500,000
Timeline
- Closing date : July 1, 2026
Location
Quebec, Canada
Overview
Community Efficiency Financing supports local financing programs for home energy upgrades. It offers up to $175,000 for studies and up to $500,000 for pilots to develop, evaluate, and scale residential retrofit financing.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Develop strategic partnerships
- Develop team skills
- Develop a new program or service
Eligible Funding
- Maximum amount : 500,000 $
Timeline
- Closing date : July 1, 2026
Eligible candidates
Eligible Industries
- Public administration
Location
- Quebec
Legal structures
- All legal structures
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Feasibility studies for home energy upgrade financing programs
- Program design studies for local retrofit financing models
- Program evaluation studies for existing financing programs
- Pilot programs for community efficiency financing
Documents Needed
- Complete pre-application form
- Completed full application form
- Project workbook
- Required supporting documentation listed in Appendix A
- Evidence of municipal support and confirmed funding letters
Eligibility
Who is eligible?
- Canadian municipal governments
- Municipal partner organizations
- Private sector entities working with municipalities
- Indigenous communities
- Non-governmental and not-for-profit organizations
Who is not eligible
- Homeowners
- Federal government entities
- Provincial and territorial government entities and corporations they own or control
- Programs exclusively for commercial or industrial buildings
Eligible expenses
- Administrative costs directly linked to the project
- Advertising and public outreach costs
- Professional and technical services
- Staff remuneration for eligible project work
- Travel, training, supplies, and materials needed for the project
Ineligible Costs and Activities
- Programs focused on new construction
- Programs without municipal participation or a financing component
- Programs targeted only at non-residential buildings
- Pre-application costs beyond the allowed application-preparation period
- Office overhead, ineligible staff costs, and other non-project expenses
Eligible geographic areas
- Canada
- Quebec municipalities may apply through a separate process
Processing and Agreement
- Pre-application is reviewed for eligibility before full application access.
- GMF reviews the full application for accuracy and completeness.
- External peer review may be used to assess the proposal.
- Successful applicants receive a funding agreement outlining disbursement and reporting requirements.
- Applications that are incomplete cannot proceed in the process.
Additional information
- FCM offers capacity-building support and peer learning resources.
- Quebec municipal applicants follow a separate pre-application process through MAMH.
- Successful recipients may be asked to share lessons learned with other communities.
Contacts
Frequently Asked Questions about the Community Efficiency Financing (CEF) Program
Here are answers to the most common questions about the Community Efficiency Financing (CEF). This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the Community Efficiency Financing (CEF)?
Community Efficiency Financing supports local financing programs for home energy upgrades. It offers up to $175,000 for studies and up to $500,000 for pilots to develop, evaluate, and scale residential retrofit financing.
How much funding can be received?
Community Efficiency Financing (CEF) Funds up to $500,000 of admissible expenses.
Who is eligible for the Community Efficiency Financing (CEF) program?
To be eligible for the Community Efficiency Financing (CEF) program, you must:
Municipal participation required.
Residential retrofit financing project.
Existing low-rise homes only.
What expenses are eligible under Community Efficiency Financing (CEF)?
Feasibility studies for home energy upgrade financing programs
Program design studies for local retrofit financing models
Program evaluation studies for existing financing programs
Pilot programs for community efficiency financing
Who can I contact for more information about the Community Efficiency Financing (CEF)?
You can contact Green Municipal Fund (GMF) by email at gmfinfo@fcm.ca or by phone at 1-877-417-0550.
Where is the Community Efficiency Financing (CEF) available?
The Community Efficiency Financing (CEF) program is available the province of Quebec.
Is the Community Efficiency Financing (CEF) a grant, loan, or tax credit?
Community Efficiency Financing (CEF) is a Other Support