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Community Efficiency Financing (CEF)

Supports local home energy upgrade financing

Record updated

Funding available
$ 500,000
Deadline
Unspecified
Location
Canada
Who can apply
Canadian municipal governments
See full eligibility

Overview

Community Efficiency Financing supports local financing programs for home energy upgrades. It offers up to $175,000 for studies and up to $500,000 for pilots to develop, evaluate, and scale residential retrofit financing.

At a glance

Funding available

Maximum funding
$500,000
Financing goals
  • Develop strategic partnerships
  • Develop team skills
  • Develop a new program or service
  • Increase social or community impact
  • Enhance an existing program
  • Improve governance or administrative structure
  • Implement environmental initiatives
  • Reduce environmental footprint
  • Develop workforce skills
  • Strengthen organizational capacity
  • Launch or market a product/service
  • Raise awareness or mobilize a population
  • Ensure financial sustainability
  • Conduct research or evaluation activities

Eligible candidates

Location
  • Canada
Eligible Industries
All industries
Annual revenue
All revenue ranges
Organisation size
All organization sizes
Audience
  • Canadians
Legal structures
Public or Parapublic institution, For-profit business, Non-profit
Non-profit candidates
Sector of operation
Environment, Economic, Social and Community Development, Housing, Employment and Training
Target groups
General public, Business owners / entrepreneurs, Low-income individuals / families
Scope
Local, Municipal, Regional, Provincial, National

Receipt of requests is now closed

Get notified about updates to this grant.

Availability timeline

2026
Periods: 2

Eligibility

Who is eligible?

  • Canadian municipal governments
  • Municipal partner organizations
  • Private sector entities working with municipalities
  • Indigenous communities
  • Non-governmental and not-for-profit organizations

Who is not eligible

  • Homeowners
  • Federal government entities
  • Provincial and territorial government entities and corporations they own or control
  • Programs exclusively for commercial or industrial buildings

Eligible expenses

  • Administrative costs directly linked to the project
  • Advertising and public outreach costs
  • Professional and technical services
  • Staff remuneration for eligible project work
  • Travel, training, supplies, and materials needed for the project

Ineligible Costs and Activities

  • Programs focused on new construction
  • Programs without municipal participation or a financing component
  • Programs targeted only at non-residential buildings
  • Pre-application costs beyond the allowed application-preparation period
  • Office overhead, ineligible staff costs, and other non-project expenses

Eligible geographic areas

  • Canada
  • Quebec municipalities may apply through a separate process

Activities funded

  • Feasibility studies for home energy upgrade financing programs
  • Program design studies for local retrofit financing models
  • Program evaluation studies for existing financing programs
  • Pilot programs for community efficiency financing

How to apply

  • Step 1: Create a profile on FCM’s funding portal
    • Set up your organization’s profile before applying.
  • Step 2: Submit the pre-application
    • Complete and submit the simplified pre-application package.
    • Include the required supporting documents for screening.
  • Step 3: Complete the full application
    • Submit the full application form, workbook, and supporting documents if the pre-application is deemed eligible.
  • Step 4: Review and decision
    • GMF reviews the application, may request clarifications, and may send the proposal to peer review.
    • If approved, proceed to contracting.

Documents Needed

  • Complete pre-application form
  • Completed full application form
  • Project workbook
  • Required supporting documentation listed in Appendix A
  • Evidence of municipal support and confirmed funding letters

Selection criteria

  • Impact: environmental, economic, and social benefits
  • Implementation: stakeholder engagement, planning, risk management, and resourcing
  • Transformative potential: innovation and likelihood of replication

Processing and Agreement

  • Pre-application is reviewed for eligibility before full application access.
  • GMF reviews the full application for accuracy and completeness.
  • External peer review may be used to assess the proposal.
  • Successful applicants receive a funding agreement outlining disbursement and reporting requirements.
  • Applications that are incomplete cannot proceed in the process.

Additional information

  • FCM offers capacity-building support and peer learning resources.
  • Quebec municipal applicants follow a separate pre-application process through MAMH.
  • Successful recipients may be asked to share lessons learned with other communities.

Contacts

Official sources

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Frequently Asked Questions about the Community Efficiency Financing (CEF) Program

What is the Community Efficiency Financing (CEF)?

Community Efficiency Financing supports local financing programs for home energy upgrades. It offers up to $175,000 for studies and up to $500,000 for pilots to develop, evaluate, and scale residential retrofit financing.

How much funding can be received?

Community Efficiency Financing (CEF) Funds up to $500,000 of admissible expenses.

Who is eligible for the Community Efficiency Financing (CEF) program?

To be eligible for the Community Efficiency Financing (CEF) program, you must: Municipal participation required. Residential retrofit financing project. Existing low-rise homes only.

What expenses are eligible under Community Efficiency Financing (CEF)?

Administrative costs directly linked to the project Advertising and public outreach costs Professional and technical services Staff remuneration for eligible project work Travel, training, supplies, and materials needed for the project

Who can I contact for more information about the Community Efficiency Financing (CEF)?

You can contact Green Municipal Fund (GMF) by email at gmfinfo@fcm.ca or by phone at 1-877-417-0550.

Where is the Community Efficiency Financing (CEF) available?

The Community Efficiency Financing (CEF) program is available across Canada.

Is the Community Efficiency Financing (CEF) a grant, loan, or tax credit?

Community Efficiency Financing (CEF) is a Grant and Funding