Open
Source verified September 24, 2026
Commercial Mortgage
Income property financing for businesses
Offered by
Funding available
$ 500,000
Deadline
Open continuously
Location
Canada
Who can apply
Businesses investing in income-producing real estate properties greater than $500,000.
See full eligibility
Overview
Commercial Mortgage provides long-term financing for businesses seeking to buy or refinance income-producing property, with funding over $500,000. It is commonly used for multi-residential properties with at least 7 rental units, as well as industrial, office, or retail real estate.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- No objectives are currently available
Eligible Funding
- Minimum amount : 500,000 $
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Next Steps
1
Determine your project
2
Validate your eligibility
Availability timeline
2026
Periods: 1
Activities funded
- Buy or refinance income-producing property.
- Finance multi-residential properties, industrial property, office property, or retail property.
Documents Needed
- Current appraisal by an AACI qualified, bank approved appraiser
- Passing Environmental report (Phase I ESA)
- Building Condition Report, if required
Official resources
Eligibility
Who is eligible?
- Businesses investing in income-producing real estate properties greater than $500,000.
How to apply
- Contact your RBC Account Manager.
Contacts
Frequently Asked Questions about the Commercial Mortgage Program
What is the Commercial Mortgage?
Commercial Mortgage provides long-term financing for businesses seeking to buy or refinance income-producing property, with funding over $500,000. It is commonly used for multi-residential properties with at least 7 rental units, as well as industrial, office, or retail real estate.
What is the deadline to apply?
The program is accepting continuous intake
Who is eligible for the Commercial Mortgage program?
To be eligible for the Commercial Mortgage program, you must:
The financing is for income-producing real estate properties greater than $500,000.
Multi-residential properties must have a minimum of 7 rental units.
The property must be readily marketable and located in an active resale and rental market.
What expenses are eligible under Commercial Mortgage?
Buy or refinance income-producing property.
Finance multi-residential properties, industrial property, office property, or retail property.
Who can I contact for more information about the Commercial Mortgage?
You can contact Royal Bank of Canada (RBC) or by phone at 1-800-769-2520.
Where is the Commercial Mortgage available?
The Commercial Mortgage program is available across Canada.
Is the Commercial Mortgage a grant, loan, or tax credit?
Commercial Mortgage is a Loans and Capital investments