CMHC - Shelter Enhancement Program (SEP) - Renovation

Who is eligible?

• First Nations
• First Nation housing organizations

Who is not eligible

• Organizations that do not operate on-reserve housing for people fleeing domestic violence.
• Applicants that are neither First Nations nor First Nation housing organizations.

Eligible expenses

• Repairs to existing shelters or second-stage housing.
• Modifications to improve accessibility for persons with disabilities.
• Work to improve health, safety, child play areas, and security.

Ineligible Costs and Activities

• Work started before application approval.

Eligible geographic areas

• On-reserve communities in Canada.
• Northern or remote on-reserve areas.

• Project eligibility is confirmed by CMHC.
• The project must align with the program.

• Step 1: Contact CMHC specialist
  • Contact your Indigenous and North Housing Solutions Specialist for guidance on the application process.
• Step 2: Confirm eligibility and project fit
  • Work with the specialist to determine whether your project is eligible.
  • Use the specialist to confirm that the project aligns with the program.
• Step 3: Prepare application materials
  • Gather and complete the CMHC application documents with specialist support.
  • Use the application portal with assistance if needed.
• Step 4: Submit and proceed through approval
  • Submit the application through the portal.
  • Follow the approval process with support from the specialist.

• Applications are reviewed with help from CMHC’s Indigenous and North Housing Solutions Specialist.
• The specialist helps confirm eligibility, program alignment, and required documents.
• The specialist supports the approval process after submission.
• Funding is provided only after application approval.

• Applications are handled through CMHC’s Indigenous and North Housing Solutions Specialist.
• Costs above the maximum loan amount are the responsibility of the First Nation or shelter sponsor.
• The program is ongoing.