Open
CMHC - Seed Funding
Early funding for affordable housing development
Last Update: June 5, 2026
Funding available
$ 350,000
Timeline
- Open continuously
Location
Canada
Overview
This program offered up to $350,000 in interest-free loans and up to $150,000 in non-repayable contributions. It supported early development work for affordable housing projects, including predevelopment activities for new builds and renovations.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
- Reduce environmental footprint
- Renovate or expand facilities
Eligible Funding
- Maximum amount : 350,000 $
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- Non-profit
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Non-profit candidates
Sector of operation
- All industries
Target groups
- All the groups
Revenue structures
- All structures
Scope
- All dimensions
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Early development of new affordable housing projects
- Renovation of existing affordable housing projects
- Conversion of non-residential buildings into affordable multi-residential housing
- Development of Indigenous, community, transitional, and supportive housing projects
Documents Needed
- Portal guide
- Required documentation listing
- Integrity Declaration
- Viability assessment tool
Eligibility
Who is eligible?
- Community housing providers
- Municipal, provincial, and territorial governments
- Indigenous governments and organizations
- Private entrepreneurs, builders, and developers
Eligible expenses
- Business plan development
- Preliminary design concepts
- Environmental site assessments
- Need and demand analysis, surveys, feasibility studies, and planning fees
Eligible geographic areas
- Canada
Selection criteria
- Affordability and economic sustainability
- Housing for people in greatest need
- Proposed rents must be affordable
- Project must have a residential primary use
Processing and Agreement
- Applications were submitted through CMHC’s online application portal.
- The program is no longer accepting new applications.
- Maximum funding amounts were determined during the scoring and prioritization process.
- For interest-free loans, security may be required.
Additional information
- The program is closed and no longer accepting new applications.
- Maximum funding amounts are determined through the scoring and prioritization process.
- For projects on First Nation lands, CMHC accepts alternative types of security.
Frequently Asked Questions about the CMHC - Seed Funding Program
What is the CMHC - Seed Funding?
This program offered up to $350,000 in interest-free loans and up to $150,000 in non-repayable contributions. It supported early development work for affordable housing projects, including predevelopment activities for new builds and renovations.
How much funding can be received?
CMHC - Seed Funding Funds up to $350,000 of admissible expenses.
Who is eligible for the CMHC - Seed Funding program?
To be eligible for the CMHC - Seed Funding program, you must:
Affordable housing project
Minimum 5 units or beds
Residential use
What expenses are eligible under CMHC - Seed Funding?
Early development of new affordable housing projects
Renovation of existing affordable housing projects
Conversion of non-residential buildings into affordable multi-residential housing
Development of Indigenous, community, transitional, and supportive housing projects
Who can I contact for more information about the CMHC - Seed Funding?
You can contact Canada Mortgage and Housing Corporation (CMHC).
Where is the CMHC - Seed Funding available?
The CMHC - Seed Funding program is available across Canada.
Is the CMHC - Seed Funding a grant, loan, or tax credit?
CMHC - Seed Funding is a Grant and Funding