Open
CMHC - Seed Funding
Early funding for affordable housing development
Last Update: May 15, 2026
Funding available
$ 350,000
Timeline
- Open continuously
Location
Quebec, Canada
Overview
This program offered up to $350,000 in interest-free loans and up to $150,000 in non-repayable contributions. It supported early development work for affordable housing projects, including predevelopment activities for new builds and renovations.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
- Reduce environmental footprint
- Renovate or expand facilities
Eligible Funding
- Maximum amount : 350,000 $
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- All industries
Location
- Quebec
Legal structures
- Non-profit
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Non-profit candidates
Sector of operation
- All industries
Target groups
- All the groups
Revenue structures
- All structures
Scope
- All dimensions
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Early development of new affordable housing projects
- Renovation of existing affordable housing projects
- Conversion of non-residential buildings into affordable multi-residential housing
- Development of Indigenous, community, transitional, and supportive housing projects
Documents Needed
- Portal guide
- Required documentation listing
- Integrity Declaration
- Viability assessment tool
Eligibility
Who is eligible?
- Community housing providers
- Municipal, provincial, and territorial governments
- Indigenous governments and organizations
- Private entrepreneurs, builders, and developers
Eligible expenses
- Business plan development
- Preliminary design concepts
- Environmental site assessments
- Need and demand analysis, surveys, feasibility studies, and planning fees
Eligible geographic areas
- Canada
Processing and Agreement
- Applications were submitted through CMHC’s online application portal.
- The program is no longer accepting new applications.
- Maximum funding amounts were determined during the scoring and prioritization process.
- For interest-free loans, security may be required.
Additional information
- The program is closed and no longer accepting new applications.
- Maximum funding amounts are determined through the scoring and prioritization process.
- For projects on First Nation lands, CMHC accepts alternative types of security.
Frequently Asked Questions about the CMHC - Seed Funding Program
Here are answers to the most common questions about the CMHC - Seed Funding. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the CMHC - Seed Funding?
This program offered up to $350,000 in interest-free loans and up to $150,000 in non-repayable contributions. It supported early development work for affordable housing projects, including predevelopment activities for new builds and renovations.
How much funding can be received?
CMHC - Seed Funding Funds up to $350,000 of admissible expenses.
Who is eligible for the CMHC - Seed Funding program?
To be eligible for the CMHC - Seed Funding program, you must:
Affordable housing project
Minimum 5 units or beds
Residential use
What expenses are eligible under CMHC - Seed Funding?
Early development of new affordable housing projects
Renovation of existing affordable housing projects
Conversion of non-residential buildings into affordable multi-residential housing
Development of Indigenous, community, transitional, and supportive housing projects
Who can I contact for more information about the CMHC - Seed Funding?
You can contact Canada Mortgage and Housing Corporation (CMHC).
Where is the CMHC - Seed Funding available?
The CMHC - Seed Funding program is available the province of Quebec.
Is the CMHC - Seed Funding a grant, loan, or tax credit?
CMHC - Seed Funding is a Grant and Funding