Open
Source verified July 6, 2026
Cash Advance Program
Low-interest and interest-free cash advances for farm working capital
Latest source updateLast Update: April 14, 2026Latest change: The Cash Advance program now shows higher interest-free limits and updated application materials, with some reference pages also changing.View change
Latest source update
Last Update: April 14, 2026
Latest change: The Cash Advance program now shows higher interest-free limits and updated application materials, with some reference pages also changing.
Cash Advance program funding updated
The Cash Advance program content now shows a major funding update, including a higher interest-free limit in the 2026 spring application materials. The application and FAQ pages also reflect changes to reference documents and links for the 2026-27 program year. Most core eligibility and target audience details still appear consistent, but some how-to-apply and reference pages now show fewer older materials or reduced content. A separate issues page also appears to have lost its main article text, so those supporting pages should be reviewed alongside the updated financing terms.
Funding available
$ 1,000,000
Deadline
Open continuously
Location
Canada
Overview
The CCGA Cash Advance under the federal Advance Payments Program (APP) provides Canadian farmers with short-term working capital financing of up to $1,000,000 to support farm cash flow and marketing flexibility. Eligible activities include financing 50+ commodities (field crops, livestock, organic commodities, and honey), with up to $250,000 interest-free on eligible commodities plus an additional $250,000 interest-free for canola, and the remaining portion available at prime less 0.25%.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- No objectives are currently available
Eligible Funding
- Maximum amount : 1,000,000 $
- Up to 50% of project cost
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Obtain a short-term cash advance (working capital financing) secured against eligible agricultural products you will produce or have in storage.
- Access pre-harvest advances (before seeding or in production) on eligible storable crops and honey production.
- Access post-harvest advances on eligible crops held in storage and on actual honey production.
- Access livestock advances on eligible live animals intended to be marketed during the production period (including continuous flow livestock advances where applicable).
- Use the advance to support farm cash flow and marketing decisions by selling commodities based on market conditions rather than immediate cash needs.
Documents Needed
- 2026-27 Advance Payments Program Application and Repayment Agreement
- Priority Agreement with a Secured Creditor, for each secured creditor that has or could have a security interest in or lien on the agricultural product(s)
- Actual Seeded/Anticipated Honey Report
- Post-Harvest/Actual Honey Report
Official resources
Eligibility
Who is eligible?
- Individual producers
- Corporations
- Cooperatives
- Partnerships
- Producers in Nova Scotia, New Brunswick, Newfoundland & Labrador, Prince Edward Island, Manitoba, Saskatchewan, Alberta and Nationwide
Who is not eligible
- Producers with an outstanding default on a previous or current advance with any Advance Payments Program administrator
Eligible expenses
- Operating expenses.
- Maintenance costs.
- Employee wages.
- Purchase of farm inputs.
Ineligible Costs and Activities
- Livestock once it has been sent for slaughter.
Eligible geographic areas
- Canada (Canadian farmers).
- British Columbia.
- Alberta.
- Saskatchewan.
- Manitoba.
How to apply
- Download and complete the 2026-27 Advance Payments Program Application and Repayment Agreement.
- If required, complete the Priority Agreement with a Secured Creditor for each secured creditor.
- If requesting additional funds after seeding, complete the Actual Seeded/Anticipated Honey Report and send it to apply@ccga.ca or enter the information directly into your online account.
- If completing post-harvest reporting, complete the Post-Harvest/Actual Honey Report and send it to apply@ccga.ca or enter the information directly into your online account.
- Submit the completed application by email to apply@ccga.ca, by phone at 1.866.745.2256, option 1, or through your online account if you are an existing customer.
Processing and Agreement
- CCGA issues funds to an account holder by electronic funds transfer.
- For pre-harvest Intended Seeding crop or Intended Honey advances, 60% is issued upon approval and the remaining 40% is issued when the required report is received.
- Recipients of a pre-harvest Intended Seeding crop or Intended Honey advance must submit the required report by July 31, 2026, otherwise the advance becomes due immediately.
- Applicants for a pre-harvest Actual Seeded Advance on crops or Anticipated Honey Advance must submit a Post Harvest/Actual Honey Report or repay the account in full by December 31, 2026.
Additional information
- ACMA is now accepting applications for the 2026/27 APP program year.
- ACMA administers the program in Nova Scotia, New Brunswick, Newfoundland & Labrador, Prince Edward Island, Manitoba, Saskatchewan, Alberta and Nationwide.
- Cash advances are available for the following commodities: livestock, farm raised fur, fruit, crops, nursery, and sweeteners, with specific commodity lists varying by province.
Contacts
Frequently Asked Questions about the Cash Advance Program Program
What is the Cash Advance Program?
The CCGA Cash Advance under the federal Advance Payments Program (APP) provides Canadian farmers with short-term working capital financing of up to $1,000,000 to support farm cash flow and marketing flexibility. Eligible activities include financing 50+ commodities (field crops, livestock, organic commodities, and honey), with up to $250,000 interest-free on eligible commodities plus an additional $250,000 interest-free for canola, and the remaining portion available at prime less 0.25%.
How much funding can be received?
Cash Advance Program Funds up to 50% of admissible expenses, capped at $1,000,000 per project.
Who is eligible for the Cash Advance Program program?
To be eligible for the Cash Advance Program program, you must:
Canadian citizen/permanent resident and age of majority in the province of operation
Corporations, cooperatives, and partnerships are eligible
The applicant must own the agricultural product; livestock must already be at foot
What expenses are eligible under Cash Advance Program?
Obtain a short-term cash advance (working capital financing) secured against eligible agricultural products you will produce or have in storage.
Access pre-harvest advances (before seeding or in production) on eligible storable crops and honey production.
Access post-harvest advances on eligible crops held in storage and on actual honey production.
Access livestock advances on eligible live animals intended to be marketed during the production period (including continuous flow livestock advances where applicable).
Use the advance to support farm cash flow and marketing decisions by selling commodities based on market conditions rather than immediate cash needs.
Who can I contact for more information about the Cash Advance Program?
You can contact Canadian Canola Growers Association (CCGA) by email at apply@ccga.ca or by phone at 1-866-745-2256.
Where is the Cash Advance Program available?
The Cash Advance Program program is available across Canada.
Is the Cash Advance Program a grant, loan, or tax credit?
Cash Advance Program is a Loans and Capital investments