Open
Source verified July 23, 2026
Cash Advance Program
Low-interest and interest-free cash advances for farm working capital
Latest source updateLast Update: October 7, 2026Latest change: The How to Apply page now adds a 2026 Post-Harvest Report option and changes the application window timing.View change
Latest source update
Last Update: October 7, 2026
Latest change: The How to Apply page now adds a 2026 Post-Harvest Report option and changes the application window timing.
Cash Advance application instructions updated
The How to Apply page now includes a 2026 Post-Harvest Report that can be emailed to apply@ccga.ca or entered in the online account, and it says the report should be submitted right after harvest. It also says applicants may request additional funds through that post-harvest report, while the previous instructions for requesting additional funds through the Actual Seeded Report were removed. The application window timing also changed, but the source does not show the exact old and new dates in the diff provided.
Funding available
$ 1,000,000
Deadline
Open continuously
Opened February 26, 2026
Location
Canada
Overview
The CCGA Cash Advance under the federal Advance Payments Program (APP) provides Canadian farmers with short-term working capital financing of up to $1,000,000 to support farm cash flow and marketing flexibility. Eligible activities include financing 50+ commodities (field crops, livestock, organic commodities, and honey), with up to $250,000 interest-free on eligible commodities plus an additional $250,000 interest-free for canola, and the remaining portion available at prime less 0.25%.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- No objectives are currently available
Eligible Funding
- Maximum amount : 1,000,000 $
- Up to 50% of project cost
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- For-profit business
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Availability timeline
2026
Periods: 2
Activities funded
- Obtain a short-term cash advance (working capital financing) secured against eligible agricultural products you will produce or have in storage.
- Access pre-harvest advances (before seeding or in production) on eligible storable crops and honey production.
- Access post-harvest advances on eligible crops held in storage and on actual honey production.
- Access livestock advances on eligible live animals intended to be marketed during the production period (including continuous flow livestock advances where applicable).
- Use the advance to support farm cash flow and marketing decisions by selling commodities based on market conditions rather than immediate cash needs.
Documents Needed
- 2026-27 Advance Payments Program Application and Repayment Agreement
- 2026 Post-Harvest Report
- 2026 Actual Seeded Report
- 2026 Priority Agreement with Secured Creditor
Official resources
Eligibility
Who is eligible?
- Individual producers
- Corporations
- Cooperatives
- Partnerships
- Producers in Nova Scotia, New Brunswick, Newfoundland & Labrador, Prince Edward Island, Manitoba, Saskatchewan, Alberta and Nationwide
Who is not eligible
- Producers with an outstanding default on a previous or current advance with any Advance Payments Program administrator
Eligible expenses
- Operating expenses.
- Maintenance costs.
- Employee wages.
- Purchase of farm inputs.
Ineligible Costs and Activities
- Livestock once it has been sent for slaughter.
Eligible geographic areas
- Canada (Canadian farmers).
- British Columbia.
- Alberta.
- Saskatchewan.
- Manitoba.
How to apply
- Apply online if you are an existing CCGA cash advance customer.
- Download and fill in an application form.
- Call 1.866.745.2256, option 1, to apply over the telephone or to request a paper application through the mail.
- Email completed application to apply@ccga.ca.
- Fax completed application to 204.788.0039.
Processing and Agreement
- CCGA issues funds to an account holder by electronic funds transfer.
- For pre-harvest Intended Seeding crop or Intended Honey advances, 60% is issued upon approval and the remaining 40% is issued when the required report is received.
- Recipients of a pre-harvest Intended Seeding crop or Intended Honey advance must submit the required report by July 31, 2026, otherwise the advance becomes due immediately.
- Applicants for a pre-harvest Actual Seeded Advance on crops or Anticipated Honey Advance must submit a Post Harvest/Actual Honey Report or repay the account in full by December 31, 2026.
Additional information
- ACMA is now accepting applications for the 2026/27 APP program year.
- ACMA administers the program in Nova Scotia, New Brunswick, Newfoundland & Labrador, Prince Edward Island, Manitoba, Saskatchewan, Alberta and Nationwide.
- Cash advances are available for the following commodities: livestock, farm raised fur, fruit, crops, nursery, and sweeteners, with specific commodity lists varying by province.
Contacts
Frequently Asked Questions about the Cash Advance Program Program
What is the Cash Advance Program?
The CCGA Cash Advance under the federal Advance Payments Program (APP) provides Canadian farmers with short-term working capital financing of up to $1,000,000 to support farm cash flow and marketing flexibility. Eligible activities include financing 50+ commodities (field crops, livestock, organic commodities, and honey), with up to $250,000 interest-free on eligible commodities plus an additional $250,000 interest-free for canola, and the remaining portion available at prime less 0.25%.
How much funding can be received?
Cash Advance Program Funds up to 50% of admissible expenses, capped at $1,000,000 per project.
What is the deadline to apply?
The program is accepting continuous intake
Who is eligible for the Cash Advance Program program?
To be eligible for the Cash Advance Program program, you must:
Canadian citizen/permanent resident and age of majority in the province of operation
Corporations, cooperatives, and partnerships are eligible
The applicant must own the agricultural product; livestock must already be at foot
What expenses are eligible under Cash Advance Program?
Obtain a short-term cash advance (working capital financing) secured against eligible agricultural products you will produce or have in storage.
Access pre-harvest advances (before seeding or in production) on eligible storable crops and honey production.
Access post-harvest advances on eligible crops held in storage and on actual honey production.
Access livestock advances on eligible live animals intended to be marketed during the production period (including continuous flow livestock advances where applicable).
Use the advance to support farm cash flow and marketing decisions by selling commodities based on market conditions rather than immediate cash needs.
Who can I contact for more information about the Cash Advance Program?
You can contact Canadian Canola Growers Association (CCGA) by email at apply@ccga.ca or by phone at 1-866-745-2256.
Where is the Cash Advance Program available?
The Cash Advance Program program is available across Canada.