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Canada Learning Bond (CLB) and Canada Education Savings Grant (CESG) - Canada
Closed
Source verified August 6, 2026

Canada Learning Bond (CLB) and Canada Education Savings Grant (CESG)

Education savings after high school
Offered by
Employment and Social Development Canada (ESDC)
Official source: canada.ca
Latest source update
Last Update: August 2, 2026
Latest change: The RESP benefits estimate page now shows updated CLB income thresholds for July 1, 2026 to June 30, 2027 and revised CESG income bands.
View change
Updated CLB and CESG eligibility table
The page How much money benefits could add to the Registered Education Savings Plan now shows updated CLB income-eligibility thresholds for July 1, 2026 to June 30, 2027. The CESG summary table also changed, with revised income bands that affect eligibility by income level.
Funding available
$ 7,200
Deadline
Closed
Location
Canada
Who can apply

Adults aged 18 to 20 years old can apply for the Canada Learning Bond.

See full eligibility

Overview

Registered Education Savings Plans and related benefits help people save for a child's education after high school, including trade schools, CEGEPs, colleges, universities, and apprenticeship programs. Eligible expenses can include rent, tuition, books, tools, and transportation.
Find open grants for your business
Explore open funding programs that match your business and project.

At a glance

Funding available

Financing goals
  • Increase social or community impact
  • Raise awareness or mobilize a population
Eligible Funding
  • Maximum amount : 7,200 $
  • Up to 20% of project cost
Funds Providers

Eligible candidates

Eligible Industries
  • All industries
Location
  • Canada
Legal structures
  • All legal structures
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • All groups

Next Steps

1
Determine your project
2
Validate your eligibility

Activities funded

  • Trade schools, CEGEPs, colleges, universities, and apprenticeship programs

Official resources

Official page

How much money benefits could add to the Registered Education Savings Plan

Program guide

About the Canada Education Savings Program

Appendix A. Registered Education Savings Plan provider user guide - Application forms - Education savings incentives

Appendix E. Registered Education Savings Plan provider user guide - Understanding error codes

Application form

ANNEX A - Additional Beneficiaries

Annex B - Primary caregiver or their spouse and/or custodial parent/legal guardian

APPLICATION: Canada Education Savings Grant (CESG) and Canada Learning Bond (CLB)

Become a CLB Champion

Canada Learning Bond (CLB) Application for Adult Beneficiaries

Supporting document

Canada Education Savings Program (CESP)

Canada Learning Bond: Community partner resources

Data interface operations and connectivity

Info Bulletins: RESP, CESG, and the Canada Learning Bond

Info Capsule 2: Administrative responsibilities - Who does what

Eligibility

Who is eligible?

  • Adults aged 18 to 20 years old can apply for the Canada Learning Bond.

Eligible expenses

  • Rent, tuition, books, tools, and transportation

Eligible geographic areas

  • Canada

How to apply

  • Open an RESP with a financial institution of your choice.
  • Ask your financial institution (the promoter) to apply for benefits like the Canada Learning Bond and the Canada Education Savings Grant.

Processing and Agreement

  • If the child is eligible, these benefits will be received in the RESP to help with the cost of the child's education.

Additional information

  • British Columbia and Quebec also offer provincial benefits.

Contacts

1-800-O-Canada

Frequently Asked Questions about the Canada Learning Bond (CLB) and Canada Education Savings Grant (CESG) Program

What is the Canada Learning Bond (CLB) and Canada Education Savings Grant (CESG)?

Registered Education Savings Plans and related benefits help people save for a child's education after high school, including trade schools, CEGEPs, colleges, universities, and apprenticeship programs. Eligible expenses can include rent, tuition, books, tools, and transportation.

How much funding can be received?

Canada Learning Bond (CLB) and Canada Education Savings Grant (CESG) Funds up to 20% of admissible expenses, capped at $7,200 per project.

Who is eligible for the Canada Learning Bond (CLB) and Canada Education Savings Grant (CESG) program?

To be eligible for the Canada Learning Bond (CLB) and Canada Education Savings Grant (CESG) program, you must: Born on or after Jan. 1, 2004 Be a resident of Canada Have a valid Social Insurance Number

What expenses are eligible under Canada Learning Bond (CLB) and Canada Education Savings Grant (CESG)?

Trade schools, CEGEPs, colleges, universities, and apprenticeship programs

Who can I contact for more information about the Canada Learning Bond (CLB) and Canada Education Savings Grant (CESG)?

You can contact Employment and Social Development Canada (ESDC) or by phone at 1-800-O-Canada.

Where is the Canada Learning Bond (CLB) and Canada Education Savings Grant (CESG) available?

The Canada Learning Bond (CLB) and Canada Education Savings Grant (CESG) program is available across Canada.

Is the Canada Learning Bond (CLB) and Canada Education Savings Grant (CESG) a grant, loan, or tax credit?

Canada Learning Bond (CLB) and Canada Education Savings Grant (CESG) is a Grant and Funding