Closed
Source verified April 21, 2026
Canada Apprentice Loan
Interest-free support for Red Seal apprentices
Latest source updateLast Update: April 18, 2026Latest change: Canada Apprentice Loan content now includes detailed terms and account instructions, including repayment, electronic deposit, and amended conditions language.View change
Latest source update
Last Update: April 18, 2026
Latest change: Canada Apprentice Loan content now includes detailed terms and account instructions, including repayment, electronic deposit, and amended conditions language.
Canada Apprentice Loan terms updated
Canada Apprentice Loan content now includes a full Terms and Conditions section with detailed definitions, repayment rules, payment-deferred status, and personal pre-authorized debit provisions. The page also adds clearer account and sign-in instructions through My Service Canada Account, plus updated guidance on forms, saved applications, and account management features. The core loan offer still states up to $4,000 per period of technical training for up to five periods, but the new terms spell out repayment timing, interest treatment, amendment rights, and conditions for refusal or termination. This is a substantial change in funding conditions and application-process information rather than a change in the program’s target audience or basic purpose.
Funding available
$ 4,000
Deadline
Open continuously
Location
Canada
Overview
Canada Apprentice Loan provides up to $4,000 in interest-free support per technical training period. It helps registered Red Seal apprentices cover training costs such as tuition, tools, equipment, and living expenses.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Attract or retain talent
- Develop workforce skills
Eligible Funding
- Maximum amount : 4,000 $
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- All legal structures
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- All groups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Completing apprenticeship training in a designated Red Seal trade.
- Supporting technical training for registered apprentices.
Documents Needed
- Canada Apprentice Loan application and agreement.
- Banking information.
- Supporting documents requested with the application.
- Verification of disability form, if applying for RAP-D for the first time.
- RAP-D expense form, if disability-related expenses are being considered.
Official resources
Program guide
Application form
Eligibility
Who is eligible?
- Registered Red Seal apprentices.
- Canadian citizens, permanent residents, and protected persons.
Who is not eligible
- High school students.
- Apprentices registered in Quebec.
- Applicants already receiving a Canada Student Loan for the same technical training.
- Applicants who have already reached the maximum funding or payment-free period.
Eligible expenses
- Tuition.
- Tools and equipment.
- Living expenses.
- Forgone wages and family support.
Eligible geographic areas
- All provinces and territories except Quebec.
How to apply
- Step 1: Check eligibility
- Confirm that you meet the program requirements before applying.
- Step 2: Sign in or register
- Access My Service Canada Account to begin the application process.
- Step 3: Complete the online application
- Select Canada Apprentice Loan and enter your banking information.
- Accept the terms and conditions.
- Step 4: Submit the application
- Send the completed application online, or mail the paper application with supporting documents before the deadline.
Processing and Agreement
- Application is reviewed after submission through the online service or by mail.
- You are notified of important changes to your application status through the online service.
- If approved, the loan amount is deposited electronically to a Canadian bank account in your name.
- You must accept the loan terms and conditions before receiving funding.
Additional information
- The loan is administered by the Government of Canada through the Canada Apprentice Loan Service Centre.
- Applicants can manage their account online, including checking status and updating contact information.
- Interest stopped accumulating on Canada Apprentice Loans as of April 1, 2023, but any interest charged before that date remains payable.
Contacts
Frequently Asked Questions about the Canada Apprentice Loan Program
What is the Canada Apprentice Loan?
Canada Apprentice Loan provides up to $4,000 in interest-free support per technical training period. It helps registered Red Seal apprentices cover training costs such as tuition, tools, equipment, and living expenses.
How much funding can be received?
Canada Apprentice Loan Funds up to $4,000 of admissible expenses.
Who is eligible for the Canada Apprentice Loan program?
To be eligible for the Canada Apprentice Loan program, you must:
Registered Red Seal apprentice.
Canadian citizen, permanent resident, or protected person.
Enrolled in approved full-time technical training.
What expenses are eligible under Canada Apprentice Loan?
Completing apprenticeship training in a designated Red Seal trade.
Supporting technical training for registered apprentices.
Who can I contact for more information about the Canada Apprentice Loan?
You can contact Government of Canada or by phone at 1-855-844-5670.
Where is the Canada Apprentice Loan available?
The Canada Apprentice Loan program is available across Canada.
Is the Canada Apprentice Loan a grant, loan, or tax credit?
Canada Apprentice Loan is a Loans and Capital investments