How much funding can be received?

Funds up to 10% of admissible expenses, capped at $50000 per project.

What is the deadline to apply?

The deadline to apply is not specified.

Who are the financial supporters of the CAE Beauce-Chaudière — Transfer Strategy Financing?

CAE Beauce-Chaudière — Transfer Strategy Financing is funded by CAE Beauce-Chaudière

What are CAE Beauce-Chaudière — Transfer Strategy Financing's eligibility criterias?

The company must be located in Beauce. The company must have 200 employees or fewer. Financing from CAE through the Regular Fund, of equal or greater value than the Transfer Strategy Financing, must be part of the financial structure.

CAE Beauce-Chaudière — Transfer Strategy Financing

Last Update: July 22, 2025

QC, Canada

Facilitates business succession or acquisition through financing options

CAE Beauce-Chaudière — Transfer Strategy Financing at a glance

Eligible Funding

Max. $50,000
Up to 10% of project cost

Timeline

Continuous Intakes

Financing Type

Loans and Capital investments

Eligible Industries

All industries

Grant Providers

CAE Beauce-Chaudière

Program status

Open

Overview of the CAE Beauce-Chaudière — Transfer Strategy Financing program

The CAE Beauce-Chaudière — Transfer Strategy Financing provides loans up to $50,000 to support the succession or acquisition of businesses. Eligible activities include business transitions for companies with 200 employees or fewer, located in Beauce.

Financing terms and conditions

Loan amounts range from $25,000 to $50,000.
No interest is charged for the initial 24 months.
A capital moratorium of up to 24 months is possible.
The maximum amortization period is 7 years.
A minimum equity contribution of 10% of the total project cost is required.
The borrower must purchase at least 10.10% of the company’s shares.
A personal guarantee from the borrower is necessary.
No collateral is required for securing the loan.

Eligibility criteria of the CAE Beauce-Chaudière — Transfer Strategy Financing program

The company must be located in Beauce.
The entrepreneur must work full-time in their business, with a minimum of 30 hours per week.
Financing from CAE through the Regular Fund, of equal or greater value than the transfer strategy funding, must be part of the financial structure.
The company must have 200 employees or fewer.
The funding cannot be used to refinance a debt.

Eligible geographic areas

Beauce region

How to apply to the CAE Beauce-Chaudière — Transfer Strategy Financing program

Preliminary Requirements Check Review the eligibility criteria to ensure that your business meets the grant requirements.

Check that your project includes funding from the CAE by the Regular Fund of an amount equal to or greater than the funding for the transfer strategy.

Preparation of the application file Prepare a business plan demonstrating your strategy for transferring or acquiring the business.

Include a section detailing your personal investment covering at least 10% of the total project cost.
Gather the necessary documents to prove the number of hours worked and the number of employees in your company.

Consultation with a CAE Advisor Contact a CAE Beauce-Chaudière advisor to discuss your project and get advice on preparing your application.

Schedule a meeting to assess your eligibility and the proposed funding structure.

Submission of the application Prepare all the required documents for the loan application and organize them in a coherent manner.

Submit your loan application directly to the CAE Beauce-Chaudière office in person or electronically, according to the guidelines of the organization.

Follow-up on the request Contact the CAE Beauce-Chaudière to confirm the receipt of your request.

Keep a record of your application number and correspondence with the agency.

Additional information

The loan agreement includes a personal guarantee requirement from the borrower.
Recipients of the loan must adhere to a maximum amortization period of 7 years for repayment.
There is no requirement for collateral to secure the loan.
The loan does not accrue interest for the initial 24 months, providing a grace period for new business acquirers.
Borrowers have the option for a capital moratorium for up to 24 months, offering financial flexibility.

Apply to this program