
CAE Beauce-Chaudière — Transfer Strategy Financing
Last Update: July 22, 2025
QC, Canada
Facilitates business succession or acquisition through financing options
At a glance
Eligible Funding
- Max. $50,000
- Up to 10% of project cost
Timeline
- Unspecified
Financing Type
Loans and Capital investments
Eligible Industries
- All industries
Funds Providers
Unspecified
Program status
Open
Overview
The CAE Beauce-Chaudière — Transfer Strategy Financing provides loans up to $50,000 to support the succession or acquisition of businesses. Eligible activities include business transitions for companies with 200 employees or fewer, located in Beauce.
Financing terms and conditions
- Loan amounts range from $25,000 to $50,000.
- No interest is charged for the initial 24 months.
- A capital moratorium of up to 24 months is possible.
- The maximum amortization period is 7 years.
- A minimum equity contribution of 10% of the total project cost is required.
- The borrower must purchase at least 10.10% of the company’s shares.
- A personal guarantee from the borrower is necessary.
- No collateral is required for securing the loan.
Eligibility
- The company must be located in Beauce.
- The entrepreneur must work full-time in their business, with a minimum of 30 hours per week.
- Financing from CAE through the Regular Fund, of equal or greater value than the transfer strategy funding, must be part of the financial structure.
- The company must have 200 employees or fewer.
- The funding cannot be used to refinance a debt.
Eligible geographic areas
- Beauce region
How to apply
1
Preliminary Requirements Check Review the eligibility criteria to ensure that your business meets the grant requirements.
Check that your project includes funding from the CAE by the Regular Fund of an amount equal to or greater than the funding for the transfer strategy.
2
Preparation of the application file Prepare a business plan demonstrating your strategy for transferring or acquiring the business.
- Include a section detailing your personal investment covering at least 10% of the total project cost.
- Gather the necessary documents to prove the number of hours worked and the number of employees in your company.
3
Consultation with a CAE Advisor Contact a CAE Beauce-Chaudi ère advisor to discuss your project and get advice on preparing your application.
Schedule a meeting to assess your eligibility and the proposed funding structure.
4
Submission of the application Prepare all the required documents for the loan application and organize them in a coherent manner.
Submit your loan application directly to the CAE Beauce-Chaudière office in person or electronically, according to the guidelines of the organization.
5
Follow-up on the request Contact the CAE Beauce-Chaudière to confirm the receipt of your request.
Keep a record of your application number and correspondence with the agency.
Additional information
- The loan agreement includes a personal guarantee requirement from the borrower.
- Recipients of the loan must adhere to a maximum amortization period of 7 years for repayment.
- There is no requirement for collateral to secure the loan.
- The loan does not accrue interest for the initial 24 months, providing a grace period for new business acquirers.
- Borrowers have the option for a capital moratorium for up to 24 months, offering financial flexibility.
Frequently Asked Questions about the CAE Beauce-Chaudière — Transfer Strategy Financing Program
Here are answers to the most common questions about the CAE Beauce-Chaudière — Transfer Strategy Financing. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the CAE Beauce-Chaudière — Transfer Strategy Financing?
How much funding can be received?
What is the deadline to apply?
Is the CAE Beauce-Chaudière — Transfer Strategy Financing a grant, loan, or tax credit?
Who are the financial supporters of the CAE Beauce-Chaudière — Transfer Strategy Financing?
Who is eligible for the CAE Beauce-Chaudière — Transfer Strategy Financing program?
Who can I contact for more information about the CAE Beauce-Chaudière — Transfer Strategy Financing?
Where is the CAE Beauce-Chaudière — Transfer Strategy Financing available?

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