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Affordable Housing Programs

Affordable housing support for residents

Offered by
City of Kingston
Official source: cityofkingston.ca

Source change captured

Funding available
$ 37,500
Up to 10% of project cost
Deadline
Unspecified
Location
Kingston, Ontario, Canada
Who can apply
Homeowners
See full eligibility

Overview

Affordable housing support for Kingston and Frontenac residents. It includes down payment assistance, home repair support, and funding for new affordable units and secondary suites.

At a glance

Funding available

Maximum funding
$37,500
Maximum share of project costs
10%
Financing goals
  • Develop a new program or service
  • Increase social or community impact
  • Enhance an existing program
  • Renovate or expand facilities
  • Renovate or adapt facilities

Eligible candidates

Location
  • Kingston
  • Ontario
Eligible Industries
All industries
Annual revenue
All revenue ranges
Organisation size
All organization sizes
Audience
  • Indigenous Peoples
  • Persons with Disabilities
  • Rural or Northern Residents
  • Canadians
Legal structures
Non-profit
Non-profit candidates
Sector of operation
Housing
Target groups
General public, Seniors, People with disabilities, Business owners / entrepreneurs, Nonprofits / charities, Low-income individuals / families
Scope
Local, Municipal, Regional, Provincial

Start applying for this program

Take a practical assessment to gain a clear understanding of how well this program aligns with your specific needs and long-term goals.

Availability timeline

2026
Periods: 1

Latest changes

Permit guide and application links updated

The affordable housing materials now point to updated application PDF locations, and the Second Residential Unit Permit Guide adds more detailed eligibility, permitting, and fee guidance.

See more

The Affordable Housing Programs page now points to updated PDF application locations for the Kingston-Frontenac Renovates Program and the Home Ownership Program, while the MyKingston intake step remains the same. The Second Residential Unit Permit Guide also adds detailed requirements for lots, dwelling types, building-code conditions, access, parking, setbacks, inspections, and permit submission steps, along with fee guidance for qualifying and detached units.

Official source: cityofkingston.ca
September 20, 2026

Eligibility

Who is eligible?

  • Homeowners
  • People who currently rent housing or are first-time buyers
  • Private and non-profit housing providers
  • Property owners
  • Lower-income households

Who is not eligible

  • Households above the program income limits
  • Previous program homebuyers
  • Households that received Kingston-Frontenac Renovates funding twice in the past
  • Homes previously funded under Kingston-Frontenac Renovates and later sold
  • Applications with mortgage pre-approval supported by a co-signer or guarantor

Eligible expenses

  • Approved repairs, including certain related costs
  • Home down payments only

Ineligible Costs and Activities

  • Construction or other purposes for Home Ownership Program funds
  • Work completed before approval
  • Structural repairs for mobile homes
  • Seasonal dwellings
  • Homes bought with assistance from the Home Ownership Program for Kingston-Frontenac Renovates Program

Eligible geographic areas

  • City of Kingston
  • Frontenac County

Activities funded

  • Urgent repairs
  • Accessibility enhancements
  • Building new affordable housing units
  • Constructing an additional residential unit

How to apply

  • Read the program guidelines and requirements.
  • Download and complete the PDF application.
  • Gather all the required documents.
  • Login/signup to MyKingston and upload the complete PDF form and any additional supporting information through the Housing Programs intake form.
  • You can also bring the completed PDF forms to 362 Montreal St.

Documents Needed

  • PDF application form
  • Any additional supporting information
  • Medical note from a doctor, physiotherapist, or occupational therapist

Selection criteria

  • First-come, first-served review where stated.
  • Priority may be given to projects with more affordable homes.
  • Project affordability period may be considered.

Processing and Agreement

  • Applications are reviewed in the order received.
  • A conditional approval letter may be issued if eligible.
  • Some programs require additional quotes, an agreement, or title registration before work or funding is finalized.
  • Applicants are typically contacted within two weeks.

Contacts

housing@cityofkingston.ca
613-546-2695 ext. 4836

Official sources

Affordable Housing Programs

Program guide

Second Residential Unit Permit GuideSecond Residential Unit Permit Guide

Application form

2026 Home Ownership Program Application2026 Home Ownership Program ApplicationHousing ProgramsHousing Programs
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Frequently Asked Questions about the Affordable Housing Programs Program

What is the Affordable Housing Programs?

Affordable housing support for Kingston and Frontenac residents. It includes down payment assistance, home repair support, and funding for new affordable units and secondary suites.

How much funding can be received?

Affordable Housing Programs Funds up to 10% of admissible expenses, capped at $37,500 per project.

What is the deadline to apply?

The program is accepting continuous intake

Who is eligible for the Affordable Housing Programs program?

To be eligible for the Affordable Housing Programs program, you must: Income limits apply. Must be in Kingston or Frontenac. Must own the home.

What expenses are eligible under Affordable Housing Programs?

Approved repairs, including certain related costs Home down payments only

Who can I contact for more information about the Affordable Housing Programs?

You can contact City of Kingston by email at housing@cityofkingston.ca or by phone at 613-546-2695 ext. 4836.

Where is the Affordable Housing Programs available?

The Affordable Housing Programs program is available the province of Ontario.