Closed
Affordable Housing Fund
Funding for affordable and community housing
Last Update: April 29, 2026
Funding available
Varies by project
Timeline
- Receipt of requests is now closed
Location
Canada
Overview
The Affordable Housing Fund supports affordable and community housing through low-interest loans, forgivable loans, and contributions. It also covers new construction, repair, and renewal projects, including shelters and supportive housing.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Develop strategic partnerships
- Increase social or community impact
- Strengthen organizational capacity
Eligible Funding
- Varies by project
Timeline
- Receipt of requests is now closed
Eligible candidates
Eligible Industries
- Construction
- Real estate and rental and leasing
- Public administration
Location
- Canada
Legal structures
- All legal structures
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Indigenous Peoples
- Black Canadians
- Canadians
- Startups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- New affordable housing construction
- Repair and renewal of housing projects
- Projects for shelters, transitional housing, and supportive housing
Documents Needed
- Application guide reviewed before starting
- Supporting documents to upload with the application
- Annual audited financial statements for Frequent Builder status
Official resources
Eligibility
Who is eligible?
- Partnered organizations
- For-profit organizations
- Non-profit organizations, registered charities, and co-operative housing organizations
- Government organizations, including provinces, territories, municipalities, and Indigenous governing bodies
Eligible expenses
- Capital costs for new affordable housing
- Repair and renewal costs for housing projects
- Costs linked to shelters, transitional housing, and supportive housing
Selection criteria
- Financial strength, based on CMHC credit assessment.
- Operational capacity, including no default in the last 10 years.
- Proven track record in delivering housing projects.
How to apply
- Step 1: Review the application guide
- Download and read the CMHC application guide before starting.
- Use it to prepare your profile and application.
- Step 2: Create a portal profile
- Register in the CMHC online portal.
- Verify your email and set up your login profile.
- Link your profile to your organization.
- Step 3: Start and complete the application
- Select the program and enter the project name.
- Review and accept the terms and conditions.
- Complete the application fields for the program.
- Step 4: Upload supporting documents
- Add the required files in the portal.
- Upload the documents linked to your application.
- Step 5: Submit the application
- Review the application, then submit it through the portal.
- You can also save it for later if needed.
Processing and Agreement
- Applications are reviewed carefully by CMHC and Build Canada Homes.
- Not all submitted projects will receive funding.
- Approved applicants work under the program’s terms and conditions.
Additional information
- The application portal is currently closed.
- CMHC and Build Canada Homes will review submitted proposals carefully.
- Some applications may be redirected to a more suitable funding path.
Contacts
Frequently Asked Questions about the Affordable Housing Fund Program
What is the Affordable Housing Fund?
The Affordable Housing Fund supports affordable and community housing through low-interest loans, forgivable loans, and contributions. It also covers new construction, repair, and renewal projects, including shelters and supportive housing.
Who is eligible for the Affordable Housing Fund program?
To be eligible for the Affordable Housing Fund program, you must:
Partnered organization with secured funding
Proven financial and operational capacity
Required CMHC business relationship
What expenses are eligible under Affordable Housing Fund?
New affordable housing construction
Repair and renewal of housing projects
Projects for shelters, transitional housing, and supportive housing
Who can I contact for more information about the Affordable Housing Fund?
You can contact Canada Mortgage and Housing Corporation (CMHC) by email at centrecontact@schl.ca or by phone at 1-800-668-2642.
Where is the Affordable Housing Fund available?
The Affordable Housing Fund program is available across Canada.
Is the Affordable Housing Fund a grant, loan, or tax credit?
Affordable Housing Fund is a Partnering and Collaboration
Who are the financial supporters of the Affordable Housing Fund?
Affordable Housing Fund is funded by Canada Mortgage and Housing Corporation (CMHC)