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Source verified September 17, 2026
Affordable Housing Fund
Funding for affordable and community housing
Latest source updateLast Update: September 20, 2026Latest change: The Federal Lands Initiative application guide now spells out portal steps, supporting documents, and CMHC contact details.View change
Latest source update
Last Update: September 20, 2026
Latest change: The Federal Lands Initiative application guide now spells out portal steps, supporting documents, and CMHC contact details.
Federal Lands Initiative guide added
The Federal Lands Initiative Application Guide now sets out the online application workflow in detail, including account verification, selecting Federal Land Disposition, entering a Land ID, and submitting the locked application. It also says applications can take several hours, that portal sessions time out after 30 minutes of inactivity, and that completed pages are saved automatically. The guide newly lists required supporting materials such as operating statements, rent rolls, construction budgets, building plans, corporate information, financial statements, and evidence supporting social outcomes. CMHC contact details for assistance and alternate formats are now visible: 1-800-668-2642 and contactcentre@cmhc.ca.
Funding available
Varies by project
Deadline
Unspecified
Location
Canada
Overview
The Affordable Housing Fund supports affordable and community housing through low-interest loans, forgivable loans, and contributions. It also covers new construction, repair, and renewal projects, including shelters and supportive housing.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Develop strategic partnerships
- Increase social or community impact
- Strengthen organizational capacity
Eligible Funding
- Varies by project
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- All legal structures
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Indigenous Peoples
- Black Canadians
- Canadians
- Startups
Next Steps
1
Determine your project
2
Validate your eligibility
Availability timeline
2026
Periods: 1
Activities funded
- New affordable housing
- Community housing projects
- Shelters, transitional housing and supportive housing
Documents Needed
- Application guide reviewed before starting
- Supporting documents to upload with the application
- Annual audited financial statements for Frequent Builder status
Official resources
Program guide
Eligibility
Who is eligible?
- Partnered organizations
- For-profit organizations
- Non-profit organizations, registered charities, and co-operative housing organizations
- Government organizations, including provinces, territories, municipalities, and Indigenous governing bodies
Eligible expenses
- Capital costs for new affordable housing
- Repair and renewal costs for housing projects
- Costs linked to shelters, transitional housing, and supportive housing
Selection criteria
- Financial strength, based on CMHC credit assessment.
- Operational capacity, including no default in the last 10 years.
- Proven track record in delivering housing projects.
How to apply
- Before starting your application, please download, save and review our Application Guide.
- Start your application!
Processing and Agreement
- Applications are reviewed carefully by CMHC and Build Canada Homes.
- Not all submitted projects will receive funding.
- Approved applicants work under the program’s terms and conditions.
Additional information
- The application portal is currently closed.
- CMHC and Build Canada Homes will review submitted proposals carefully.
- Some applications may be redirected to a more suitable funding path.
Contacts
Frequently Asked Questions about the Affordable Housing Fund Program
What is the Affordable Housing Fund?
The Affordable Housing Fund supports affordable and community housing through low-interest loans, forgivable loans, and contributions. It also covers new construction, repair, and renewal projects, including shelters and supportive housing.
What is the deadline to apply?
The program is accepting continuous intake
Who is eligible for the Affordable Housing Fund program?
To be eligible for the Affordable Housing Fund program, you must:
Partnered organization with secured funding
Proven financial and operational capacity
Required CMHC business relationship
What expenses are eligible under Affordable Housing Fund?
New affordable housing
Community housing projects
Shelters, transitional housing and supportive housing
Who can I contact for more information about the Affordable Housing Fund?
You can contact Canada Mortgage and Housing Corporation (CMHC) by email at centrecontact@schl.ca or by phone at 1-800-668-2642.
Where is the Affordable Housing Fund available?
The Affordable Housing Fund program is available across Canada.
Is the Affordable Housing Fund a grant, loan, or tax credit?
Affordable Housing Fund is a Partnering and Collaboration