Closed
Shared Equity Mortgage Providers Fund
Lending support for shared equity mortgage providers
Last Update: April 29, 2026
Funding available
Varies by project
Timeline
- Receipt of requests is now closed
Location
Canada
Overview
This $100-million lending fund supported shared equity mortgage providers and helped make home ownership more affordable. It covered preconstruction loans for new housing projects and loans for shared equity mortgages offered to first-time homebuyers.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Develop a new program or service
- Increase social or community impact
- Enhance an existing program
Eligible Funding
- Varies by project
Timeline
- Receipt of requests is now closed
Eligible candidates
Eligible Industries
- Finance and insurance
- Real estate and rental and leasing
Location
- Canada
Legal structures
- Public or Parapublic institution
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Preconstruction financing for new housing projects.
- Funding shared equity mortgages for first-time homebuyers.
Eligibility
Who is eligible?
- Shared equity mortgage providers.
Who is not eligible
- New applicants, since the fund is no longer accepting applications.
Eligible expenses
- Preconstruction costs for new housing projects.
- Loans funding shared equity mortgages provided to first-time homebuyers.
Additional information
- CMHC is no longer accepting new applications.
- The fund was launched in 2019 and ran for 5 years.
- The program was designed to support existing shared equity mortgage providers.
- It aimed to help create new housing supply and attract new providers.
Contacts
Frequently Asked Questions about the Shared Equity Mortgage Providers Fund Program
Here are answers to the most common questions about the Shared Equity Mortgage Providers Fund. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the Shared Equity Mortgage Providers Fund?
This $100-million lending fund supported shared equity mortgage providers and helped make home ownership more affordable. It covered preconstruction loans for new housing projects and loans for shared equity mortgages offered to first-time homebuyers.
Who is eligible for the Shared Equity Mortgage Providers Fund program?
To be eligible for the Shared Equity Mortgage Providers Fund program, you must:
Existing shared equity mortgage providers
Projects tied to first-time homebuyers
What expenses are eligible under Shared Equity Mortgage Providers Fund?
Preconstruction financing for new housing projects.
Funding shared equity mortgages for first-time homebuyers.
Who can I contact for more information about the Shared Equity Mortgage Providers Fund?
You can contact Canada Mortgage and Housing Corporation (CMHC) by email at contactcentre@cmhc.ca or by phone at 1-800-668-2642.
Where is the Shared Equity Mortgage Providers Fund available?
The Shared Equity Mortgage Providers Fund program is available across Canada.
Is the Shared Equity Mortgage Providers Fund a grant, loan, or tax credit?
Shared Equity Mortgage Providers Fund is a Loans and Capital investments
Who are the financial supporters of the Shared Equity Mortgage Providers Fund?
Shared Equity Mortgage Providers Fund is funded by Canada Mortgage and Housing Corporation (CMHC)