Repayment Assistance Plan for Borrowers with Disabilities

• Repayment Assistance Plan application form
• Disability-related expenses form
• Verification of disability form, if requested
• Proof of insurance coverage, if applicable
• Receipts or account statements for claimed expenses

Who is eligible?

• Borrowers with student loans in repayment
• People living in Canada
• Reservists, spouses of deployed reservists, and short-term international interns
• Borrowers with a recognized disability

Eligible expenses

• Disability-related medical, dental, hearing, optical, psychological, and similar care not covered by insurance or public/private programs
• Learning disability supports, readers, assistive devices, and related technology
• Home or vehicle modifications needed to accommodate a disability

Ineligible Costs and Activities

• Expenses covered by insurance or by private or public programs
• Cosmetic home or vehicle changes, or regular maintenance
• Credit card debt, student lines of credit, monthly utility costs, commuting costs, and childcare may not qualify as exceptional expenses

Eligible geographic areas

• Canada
• Prince Edward Island borrowers must also apply through their province

• Applications are reviewed after submission through the NSLSC online system or by mail.
• If approved, the repayment assistance measures are applied for a 6-month period.
• You must reapply every 6 months to remain on the plan.
• If your disability is not permanent, you may need to confirm its status.

• RAP-D is available for 6 months at a time.
• You must reapply every 6 months to stay on the plan.
• If your disability is not permanent, you may need to confirm its status.
• Borrowers with Prince Edward Island loans must also apply through their province.