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Business Accelerator Loan Program
Flexible loan financing for operational cash flow and business growth
Last Update: March 3, 2026
Funding available
$ 25,000 - $ 500,000
Timeline
- Open continuously
Location
Canada
Overview
The Business Accelerator Loan Program offers $25,000 to $500,000 in financing to help Canadian businesses strengthen operational cash flow and support growth. Eligible businesses can use the loan proceeds to fund operating cash flow needs and cover operational costs.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- No objectives are currently available
Eligible Funding
- Maximum amount : 500,000 $
- Minimum amount : 25,000 $
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- All industries
Location
- Canada
Legal structures
- For-profit business
- Sole proprietorship
Annual revenue
- $ 10,000,000 maximum revenue
Organisation size
- All organization sizes
Audience
- All groups
Next steps
1
Determine your project
2
Validate your eligibility
Eligibility
Who is eligible?
- Canadian businesses looking to grow and needing cash flow support to cover their operating costs.
- Businesses with historically limited access to traditional loans for their operating cash flow needs.
Additional information
- Loans are approved and issued by RBC and are supported by an 85% guarantee from BDC.
- Term and amortization can be up to 6 years.
- Fixed and variable interest rate options are available, with principal and interest paid monthly.
- In addition to interest costs, non-refundable BDC fees apply, including a one-time 1% application fee; a 2% BDC guarantee fee is included as part of the interest rate.
Contacts
Frequently Asked Questions about the Business Accelerator Loan Program Program
Here are answers to the most common questions about the Business Accelerator Loan Program. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the Business Accelerator Loan Program?
The Business Accelerator Loan Program offers $25,000 to $500,000 in financing to help Canadian businesses strengthen operational cash flow and support growth. Eligible businesses can use the loan proceeds to fund operating cash flow needs and cover operational costs.
How much funding can be received?
Business Accelerator Loan Program Funds up to $500,000 of admissible expenses.
Who can I contact for more information about the Business Accelerator Loan Program?
You can contact Royal Bank of Canada (RBC) or by phone at 1-800-769-2520.
Where is the Business Accelerator Loan Program available?
The Business Accelerator Loan Program program is available across Canada.
Is the Business Accelerator Loan Program a grant, loan, or tax credit?
Business Accelerator Loan Program is a Loans and Capital investments
Who are the financial supporters of the Business Accelerator Loan Program?
Business Accelerator Loan Program is funded by Royal Bank of Canada (RBC)
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