P
Closed
Property Tax Deferrals for Homeowners
Property tax relief for eligible homeowners
Last Update: April 27, 2026
Funding available
Varies by project
Timeline
- Receipt of requests is now closed
Location
St. Catharines, Ontario, Canada
Overview
This program lets eligible homeowners defer part of their current-year property tax increase. It supports low-income seniors and people with disabilities in the Regional Municipality of Niagara, including property tax relief for qualifying residential properties.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
- Ensure financial sustainability
Eligible Funding
- Varies by project
Timeline
- Receipt of requests is now closed
Eligible candidates
Eligible Industries
- Public administration
Location
- St. Catharines
- Ontario
Legal structures
- Public or Parapublic institution
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Persons with Disabilities
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Deferral of current-year property tax increases.
Documents Needed
- Completed Tax Deferral Application form.
- Proof of age for senior applicants.
- Proof of GIS or ODSP benefits.
- Supporting documents for owners listed on the application.
Eligibility
Who is eligible?
- Low-income seniors receiving GIS.
- Low-income individuals with disabilities receiving ODSP.
- Residential property owners in Niagara region municipalities.
Who is not eligible
- Applicants who do not own the property.
- Property owners without current taxes paid in full.
- Applicants whose tax increase is below the minimum threshold.
Eligible expenses
- Current-year property tax increases.
Ineligible Costs and Activities
- Property tax arrears and outstanding taxes.
Eligible geographic areas
- Regional Municipality of Niagara.
- City of St. Catharines.
- City of Niagara Falls.
- City of Welland.
- Town of Niagara-on-the-Lake.
- City of Port Colborne.
- Town of Fort Erie.
- City of Thorold.
- Town of Grimsby.
- Town of Lincoln.
- Town of Pelham.
- Township of Wainfleet.
- Township of West Lincoln.
Processing and Agreement
- The municipality reviews the application and supporting documents.
- The application is not processed unless all required information is provided.
- Approved deferrals are recorded and applied to the property tax account.
- Repayment becomes due if ownership changes or eligibility ends.
Additional information
- Applications must be submitted annually.
- Late or incomplete applications will not be processed.
- Repayment is required if the property is transferred or sold.
- No interest is added to the deferred amount if approved.
Contacts
Frequently Asked Questions about the Property Tax Deferrals for Homeowners Program
Here are answers to the most common questions about the Property Tax Deferrals for Homeowners. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the Property Tax Deferrals for Homeowners?
This program lets eligible homeowners defer part of their current-year property tax increase. It supports low-income seniors and people with disabilities in the Regional Municipality of Niagara, including property tax relief for qualifying residential properties.
Who is eligible for the Property Tax Deferrals for Homeowners program?
To be eligible for the Property Tax Deferrals for Homeowners program, you must:
Property owner and resident
Eligible senior or person with disabilities
Property tax increase of at least $200
What expenses are eligible under Property Tax Deferrals for Homeowners?
Deferral of current-year property tax increases.
Who can I contact for more information about the Property Tax Deferrals for Homeowners?
You can contact City of St. Catharines or by phone at 905.688.5600.
Where is the Property Tax Deferrals for Homeowners available?
The Property Tax Deferrals for Homeowners program is available the province of Ontario.
Is the Property Tax Deferrals for Homeowners a grant, loan, or tax credit?
Property Tax Deferrals for Homeowners is a Tax Credits
Who are the financial supporters of the Property Tax Deferrals for Homeowners?
Property Tax Deferrals for Homeowners is funded by City of St. Catharines