Closed
Ontario Guaranteed Annual Income System (GAINS)
Monthly support for low-income Ontario seniors
Last Update: May 1, 2026
Funding available
$ 90
Timeline
- Receipt of requests is now closed
Location
Ontario, Canada
Overview
Ontario GAINS provides monthly non-taxable payments to eligible low-income seniors in Ontario. The program offers up to $90 per month for 2025-2026 and supports seniors who receive OAS and GIS.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
Eligible Funding
- Maximum amount : 90 $
Timeline
- Receipt of requests is now closed
Eligible candidates
Eligible Industries
- Public administration
Location
- Ontario
Legal structures
- All legal structures
Annual revenue
- $ 4,320 minimum revenue
Organisation size
- All organization sizes
Audience
- All groups
Next Steps
1
Determine your project
2
Validate your eligibility
Documents Needed
- Annual income tax return.
- GIS application form, if applicable.
Official resources
Eligibility
Who is eligible?
- Low-income seniors in Ontario
- Seniors aged 65 and over
Eligible geographic areas
- Ontario
How to apply
- Step 1: Check whether you already receive OAS and GIS
- If yes, no application is required.
- GAINS is calculated from existing federal and tax information.
- Step 2: Meet the annual tax filing requirement
- File your income tax return every year by April 30.
- Do this even if you have no income to report.
- Step 3: Submit a GIS application if needed
- Complete the GIS application form.
- Send it to your nearest Service Canada office.
Processing and Agreement
- Existing OAS and GIS recipients are assessed automatically using government tax and benefit information.
- If you are not already receiving OAS and GIS, you must file your annual tax return or submit a GIS application.
- If you disagree with a decision on eligibility or payments, you can contact the Ontario Ministry of Finance.
- A formal Notice of Objection must be filed within 90 days of the written decision and sent by registered mail.
Additional information
- Payments are monthly and non-taxable.
- The benefit year runs from July 1 to June 30.
- GAINS payments can change if income or marital status changes.
- Public information is available through Ontario Ministry of Finance webinars and Ontario tax resources.
Contacts
Frequently Asked Questions about the Ontario Guaranteed Annual Income System (GAINS) Program
What is the Ontario Guaranteed Annual Income System (GAINS)?
Ontario GAINS provides monthly non-taxable payments to eligible low-income seniors in Ontario. The program offers up to $90 per month for 2025-2026 and supports seniors who receive OAS and GIS.
How much funding can be received?
Ontario Guaranteed Annual Income System (GAINS) Funds up to $90 of admissible expenses.
Who is eligible for the Ontario Guaranteed Annual Income System (GAINS) program?
To be eligible for the Ontario Guaranteed Annual Income System (GAINS) program, you must:
Age 65 or older
Ontario and Canadian residency
Receiving OAS and GIS
Who can I contact for more information about the Ontario Guaranteed Annual Income System (GAINS)?
You can contact Ontario Ministry of Finance or by phone at 1-866-668-8297.
Where is the Ontario Guaranteed Annual Income System (GAINS) available?
The Ontario Guaranteed Annual Income System (GAINS) program is available the province of Ontario.
Is the Ontario Guaranteed Annual Income System (GAINS) a grant, loan, or tax credit?
Ontario Guaranteed Annual Income System (GAINS) is a Tax Credits
Who are the financial supporters of the Ontario Guaranteed Annual Income System (GAINS)?
Ontario Guaranteed Annual Income System (GAINS) is funded by Ontario Ministry of Finance