Open
Source verified July 23, 2026
Microcrédit
Financing for viable business start-up or growth projects
Offered by
Funding available
$ 20,000
Deadline
Open continuously
Location
Capitale-Nationale, Quebec, Canada
Overview
Microcredit financing supports business start-up or growth projects in the Capitale-Nationale region. It offers loans for viable projects, including self-employed workers, small businesses, and social economy enterprises.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
- Increase production or service capacity
- Increase operational productivity
Eligible Funding
- Maximum amount : 20,000 $
- Up to 50% of project cost
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Capitale-Nationale
- Quebec
Legal structures
- All legal structures
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Canadians
- Youth (<40)
- Startups
Next Steps
1
Determine your project
2
Validate your eligibility
Availability timeline
2026
Periods: 1
Activities funded
- Business start-up projects.
- Business development projects.
Documents Needed
- Business plan or business model
- Financial statements, if already operating
- Additional documents requested during the review
Eligibility
Who is eligible?
- Self-employed workers
- Small businesses
- Social economy enterprises
Who is not eligible
- Projects in politics, religion, sex, violent video games, or multi-level selling.
- Activities considered ethically controversial.
Ineligible Costs and Activities
- Projects related to politics, religion, sex, violent video games, or multi-level selling.
- Activities considered ethically controversial.
Eligible geographic areas
- Capitale-Nationale region
- Québec City Agglomeration
- Charlevoix
- Charlevoix-Est
- La Côte-de-Beaupré
- La Jacques-Cartier
- L'Île-d'Orléans
- Portneuf
Selection criteria
- Project viability and sustainability.
- Fit with the applicant’s situation and project stage.
- Acceptance of the organization’s support and collaboration.
- Ability to meet the program’s financing requirements.
How to apply
- Step 1: Attend the virtual information session
- Register online, by phone, or by email.
- Learn about eligibility criteria and required documents.
- Step 2: Prepare the application file
- Collect the documents provided during the information session.
- Prepare the business plan or business model and financial statements, if applicable.
- Step 3: Complete the intake meeting
- Meet individually with the organization.
- Confirm the relevance of the service for your project.
- Step 4: Submit the financing request
- Send the application file to a advisor for review.
Processing and Agreement
- Applications are first reviewed through a virtual information session.
- An individual intake meeting is used to confirm the fit of the service and project stage.
- The file is then analyzed and followed by the organization’s team.
- For loans over $5,000, the application goes to a monthly financing committee.
Additional information
- A virtual information session is mandatory before applying.
- Applicants receive the required documents during the information session.
- An individual intake meeting is part of the process.
Contacts
Frequently Asked Questions about the Microcrédit Program
What is the Microcrédit?
Microcredit financing supports business start-up or growth projects in the Capitale-Nationale region. It offers loans for viable projects, including self-employed workers, small businesses, and social economy enterprises.
How much funding can be received?
Microcrédit Funds up to 50% of admissible expenses, capped at $20,000 per project.
What is the deadline to apply?
The program is accepting continuous intake
Who is eligible for the Microcrédit program?
To be eligible for the Microcrédit program, you must:
Viable and sustainable business project
Limited access to conventional financing
Acceptance of support from the organization
What expenses are eligible under Microcrédit?
Business start-up projects.
Business development projects.
Who can I contact for more information about the Microcrédit?
You can contact Québec Loan Fund by email at info@fonds-emprunt.qc.ca or by phone at 418 525-0139.
Where is the Microcrédit available?
The Microcrédit program is available Capitale-Nationale, Quebec.