Closed
Last Update: April 29, 2026
Funding available
$ 20,000
Timeline
- Receipt of requests is now closed
Location
Capitale-Nationale, Quebec, Canada
Overview
Microcredit financing supports business start-up or growth projects in the Capitale-Nationale region. It offers loans for viable projects, including self-employed workers, small businesses, and social economy enterprises.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
- Increase production or service capacity
- Increase operational productivity
Eligible Funding
- Maximum amount : 20,000 $
- Up to 50% of project cost
Timeline
- Receipt of requests is now closed
Eligible candidates
Eligible Industries
- Construction
- Manufacturing
- Retail trade
- Finance and insurance
- Professional, scientific and technical services
- Administrative and support, waste management and remediation services
- Other services (except public administration)
- Public administration
Location
- Capitale-Nationale
- Quebec
Legal structures
- All legal structures
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Canadians
- Youth (<40)
- Startups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Business start-up projects.
- Business development projects.
Documents Needed
- Business plan or business model
- Financial statements, if already operating
- Additional documents requested during the review
Eligibility
Who is eligible?
- Self-employed workers
- Small businesses
- Social economy enterprises
Who is not eligible
- Projects in politics, religion, sex, violent video games, or multi-level selling.
- Activities considered ethically controversial.
Ineligible Costs and Activities
- Projects related to politics, religion, sex, violent video games, or multi-level selling.
- Activities considered ethically controversial.
Eligible geographic areas
- Capitale-Nationale region
- Québec City Agglomeration
- Charlevoix
- Charlevoix-Est
- La Côte-de-Beaupré
- La Jacques-Cartier
- L'Île-d'Orléans
- Portneuf
Processing and Agreement
- Applications are first reviewed through a virtual information session.
- An individual intake meeting is used to confirm the fit of the service and project stage.
- The file is then analyzed and followed by the organization’s team.
- For loans over $5,000, the application goes to a monthly financing committee.
Additional information
- A virtual information session is mandatory before applying.
- Applicants receive the required documents during the information session.
- An individual intake meeting is part of the process.
Contacts
Frequently Asked Questions about the Microcrédit Program
What is the Microcrédit?
Microcredit financing supports business start-up or growth projects in the Capitale-Nationale region. It offers loans for viable projects, including self-employed workers, small businesses, and social economy enterprises.
How much funding can be received?
Microcrédit Funds up to 50% of admissible expenses, capped at $20,000 per project.
Who is eligible for the Microcrédit program?
To be eligible for the Microcrédit program, you must:
Viable and sustainable business project
Limited access to conventional financing
Acceptance of support from the organization
What expenses are eligible under Microcrédit?
Business start-up projects.
Business development projects.
Who can I contact for more information about the Microcrédit?
You can contact Québec Loan Fund by email at info@fonds-emprunt.qc.ca or by phone at 418 525-0139.
Where is the Microcrédit available?
The Microcrédit program is available Capitale-Nationale, Quebec.
Is the Microcrédit a grant, loan, or tax credit?
Microcrédit is a Loans and Capital investments