Closed
Source verified April 29, 2026
Funding available
$ 20,000
Deadline
Open continuously
Location
Capitale-Nationale, Quebec, Canada
Overview
Microcredit financing supports business start-up or growth projects in the Capitale-Nationale region. It offers loans for viable projects, including self-employed workers, small businesses, and social economy enterprises.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
- Increase production or service capacity
- Increase operational productivity
Eligible Funding
- Maximum amount : 20,000 $
- Up to 50% of project cost
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Capitale-Nationale
- Quebec
Legal structures
- All legal structures
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Canadians
- Youth (<40)
- Startups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Business start-up projects.
- Business development projects.
Documents Needed
- Business plan or business model
- Financial statements, if already operating
- Additional documents requested during the review
Eligibility
Who is eligible?
- Self-employed workers
- Small businesses
- Social economy enterprises
Who is not eligible
- Projects in politics, religion, sex, violent video games, or multi-level selling.
- Activities considered ethically controversial.
Ineligible Costs and Activities
- Projects related to politics, religion, sex, violent video games, or multi-level selling.
- Activities considered ethically controversial.
Eligible geographic areas
- Capitale-Nationale region
- Québec City Agglomeration
- Charlevoix
- Charlevoix-Est
- La Côte-de-Beaupré
- La Jacques-Cartier
- L'Île-d'Orléans
- Portneuf
Selection criteria
- Project viability and sustainability.
- Fit with the applicant’s situation and project stage.
- Acceptance of the organization’s support and collaboration.
- Ability to meet the program’s financing requirements.
How to apply
- Step 1: Attend the virtual information session
- Register online, by phone, or by email.
- Learn about eligibility criteria and required documents.
- Step 2: Prepare the application file
- Collect the documents provided during the information session.
- Prepare the business plan or business model and financial statements, if applicable.
- Step 3: Complete the intake meeting
- Meet individually with the organization.
- Confirm the relevance of the service for your project.
- Step 4: Submit the financing request
- Send the application file to a advisor for review.
Processing and Agreement
- Applications are first reviewed through a virtual information session.
- An individual intake meeting is used to confirm the fit of the service and project stage.
- The file is then analyzed and followed by the organization’s team.
- For loans over $5,000, the application goes to a monthly financing committee.
Additional information
- A virtual information session is mandatory before applying.
- Applicants receive the required documents during the information session.
- An individual intake meeting is part of the process.
Contacts
Frequently Asked Questions about the Microcrédit Program
What is the Microcrédit?
Microcredit financing supports business start-up or growth projects in the Capitale-Nationale region. It offers loans for viable projects, including self-employed workers, small businesses, and social economy enterprises.
How much funding can be received?
Microcrédit Funds up to 50% of admissible expenses, capped at $20,000 per project.
Who is eligible for the Microcrédit program?
To be eligible for the Microcrédit program, you must:
Viable and sustainable business project
Limited access to conventional financing
Acceptance of support from the organization
What expenses are eligible under Microcrédit?
Business start-up projects.
Business development projects.
Who can I contact for more information about the Microcrédit?
You can contact Québec Loan Fund by email at info@fonds-emprunt.qc.ca or by phone at 418 525-0139.
Where is the Microcrédit available?
The Microcrédit program is available Capitale-Nationale, Quebec.
Is the Microcrédit a grant, loan, or tax credit?
Microcrédit is a Loans and Capital investments