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FTQ — Local Funds

Local financing for Quebec SMEs to start, grow, and modernize

Offered by
Solidarity Funds (FTQ)
Official source: fondsftq.com

Record updated

Funding available
$ 250,000
Deadline
Open continuously
Location
Quebec, Canada
Who can apply
Small and medium-sized enterprises (SMEs) located in a territory served by a Fonds local
See full eligibility

Overview

The FTQ Local Funds provide Québec-based SMEs (including social economy enterprises) with financing of up to $100,000 to support local economic development and the creation or maintenance of sustainable, quality jobs. Eligible activities may include starting or buying a business, exporting, growth projects, modernization, and productivity improvements, depending on the local action plan and development priorities.

At a glance

Funding available

Maximum funding
$250,000
Financing goals
  • Increase performance through digital transformation
  • Increase operational productivity
  • Complete an acquisition or business transfer
  • Optimize production processes
  • Access new markets
  • Start a business
  • Renovate or expand facilities

Eligible candidates

Location
  • Quebec
Eligible Industries
All industries
Annual revenue
All revenue ranges
Organisation size
All organization sizes
Audience
  • Rural or Northern Residents
  • Startups
Legal structures
For-profit business, Social economy enterprise

Start applying for this program

Take a practical assessment to gain a clear understanding of how well this program aligns with your specific needs and long-term goals.

Availability timeline

2026
Periods: 1

Latest changes

Fonds local funding cap increased

The program’s maximum funding per company increased from $100,000 to $250,000, changing the financial terms of Fonds locaux.

See more

The Financer votre projet page now shows that, depending on the territory, funding can reach $250,000 per company instead of $100,000. This is a direct change to the program’s funding terms for Fonds locaux.

Official source: fondsftq.com
September 19, 2026

Eligibility

Who is eligible?

  • Small and medium-sized enterprises (SMEs) located in a territory served by a Fonds local
  • Québec-headquartered businesses (including social economy companies)

Eligible geographic areas

  • Québec (businesses headquartered in Québec).
  • Any territory served by a Fonds local (within Québec).

Activities funded

  • Starting or buying a business.
  • Export projects.
  • Business growth projects.
  • Modernizing operations.
  • Improving productivity.

How to apply

  • Step 1: Identify your local fund (Fonds local)
    • Use the “Find your Fonds local” tool to locate the Fonds local that serves your business territory.
  • Step 2: Request information and start the financing process (contact form)
    • Fill out the contact form to request information about the Fonds locaux financing solutions.
  • Step 3: Submit your request to the fund provider (online form submission)
    • Send your request by submitting the online contact form to the Fonds de solidarité FTQ (it will connect you with the appropriate Fonds local).
    • Note that financing is granted subject to compliance with applicable eligibility conditions.

Selection criteria

  • Economic viability of the company/project.
  • Employment spinoffs (job creation and retention impacts).
  • Knowledge and experience of the stakeholders.
  • Value placed on human resources.
  • Participation of other financial partners.

Additional information

  • As of December 31, 2023, the Fonds locaux network included 98 local funds.
  • As of December 31, 2023, more than $115 million was available to support Québec SMEs ($29 million invested by local partners and $86 million from the Fonds de solidarité FTQ).
  • As of December 31, 2023, the network reported 6,816 authorized projects and $219.3 million in authorized financing.
  • As of December 31, 2023, the network reported 61,645 jobs created and retained, with projects totalling $3.3 billion in value.

Official sources

Fonds locaux de solidarité FTQ

Program guide

Financing your project

Application form

Information request - Business financing - Fonds FTQ
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Frequently Asked Questions about the FTQ — Local Funds Program

What is the FTQ — Local Funds?

The FTQ Local Funds provide Québec-based SMEs (including social economy enterprises) with financing of up to $100,000 to support local economic development and the creation or maintenance of sustainable, quality jobs. Eligible activities may include starting or buying a business, exporting, growth projects, modernization, and productivity improvements, depending on the local action plan and development priorities.

How much funding can be received?

FTQ — Local Funds Funds up to $250,000 of admissible expenses.

What is the deadline to apply?

The program is accepting continuous intake

Who is eligible for the FTQ — Local Funds program?

To be eligible for the FTQ — Local Funds program, you must: SME located in a territory served by a Fonds local. Headquartered in Québec (including social economy companies). Operates in an eligible sector per the local action plan and development priorities.

Where is the FTQ — Local Funds available?

The FTQ — Local Funds program is available the province of Quebec.

Is the FTQ — Local Funds a grant, loan, or tax credit?

FTQ — Local Funds is a Loans and Capital investments

Who are the financial supporters of the FTQ — Local Funds?

FTQ — Local Funds is funded by Solidarity Funds (FTQ)