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FTQ — Local Funds

Q: How much funding can be received?

FTQ — Local Funds Funds up to 100000% of admissible expenses.

Q: What is the deadline to apply?

The program is accepting continuous intake

Q: Is the FTQ — Local Funds a grant, loan, or tax credit?

FTQ — Local Funds is a Loans and Capital investments

Q: Who are the financial supporters of the FTQ — Local Funds?

FTQ — Local Funds is funded by Solidarity Funds (FTQ)

Q: Who is eligible for the FTQ — Local Funds program?

To be eligible for the FTQ — Local Funds program, you must: • SME located in a territory served by a Fonds local. • Headquartered in Québec (including social economy companies). • Operates in an eligible sector per the local action plan and development priorities.

Q: Who can I contact for more information about the FTQ — Local Funds?

You can contact Solidarity Funds (FTQ).

Q: Where is the FTQ — Local Funds available?

The FTQ — Local Funds program is available the province of Quebec.

Q: Are startups eligible for the FTQ — Local Funds program?

Yes, startups are eligible to apply for the FTQ — Local Funds program.

Last Update: January 19, 2026

QC, Canada

Local financing for Quebec SMEs to start, grow, and modernize

Loans and Capital investments

At a glance

Funding available

Financing goals

No objectives are currently available

Eligible Funding

Maximum amount : 100,000 $

Timeline

Unspecified

Eligible candidates

Eligible Industries

All industries

Location

Quebec

Legal structures

For-profit business
Social economy enterprise

Annual revenue

All revenue ranges

Organisation size

All organization sizes

Audience

Rural or Northern Residents
Startups

Overview

The FTQ Local Funds provide Québec-based SMEs (including social economy enterprises) with financing of up to $100,000 to support local economic development and the creation or maintenance of sustainable, quality jobs. Eligible activities may include starting or buying a business, exporting, growth projects, modernization, and productivity improvements, depending on the local action plan and development priorities.

Activities funded

Starting or buying a business.
Export projects.
Business growth projects.
Modernizing operations.
Improving productivity.

Eligibility

The applicant must be an SME located in a territory served by a Fonds local.
The applicant must be headquartered in Québec (including social economy companies).
The project must be in an activity sector aligned with the local action plan and local development priorities.
The project should be profitable and support job creation (e.g., start-up or acquisition, exporting, growth, modernization, productivity improvement).

Who is eligible?

Small and medium-sized enterprises (SMEs) located in a territory served by a Fonds local
Québec-headquartered businesses (including social economy companies)

Eligible geographic areas

Québec (businesses headquartered in Québec).
Any territory served by a Fonds local (within Québec).

Selection criteria

Economic viability of the company/project.
Employment spinoffs (job creation and retention impacts).
Knowledge and experience of the stakeholders.
Value placed on human resources.
Participation of other financial partners.

How to apply

Check eligibility

Confirm that your business is an SME located in a territory served by a Fonds local
Ensure your business is headquartered in Québec (including social economy companies)
Verify that your activity sector aligns with the local action plan and development priorities

Define your financing project

Define the project to finance (e.g., start or buy a business, exporting, growth, modernization, productivity improvement)
Identify the financing form needed: equity loan or conventional loan
Take into account that, depending on the territory, financing can reach up to $100,000 per business

Find your Fonds local

Locate the appropriate Fonds local among the network of 98 Fonds locaux
Contact the local specialists responsible for economic development in your RCM (or an equivalent designated organization)

Complete the contact form

Complete the contact form to request information about financing solutions

Submit financing request

Submit your financing request for analysis by the local solidarity fund
Be prepared for assessment based on economic viability, job spinoffs, stakeholders’ knowledge and experience, value placed on human resources, and participation of other financial partners

Additional information

As of December 31, 2023, the Fonds locaux network included 98 local funds.
As of December 31, 2023, more than $115 million was available to support Québec SMEs ($29 million invested by local partners and $86 million from the Fonds de solidarité FTQ).
As of December 31, 2023, the network reported 6,816 authorized projects and $219.3 million in authorized financing.
As of December 31, 2023, the network reported 61,645 jobs created and retained, with projects totalling $3.3 billion in value.

Apply to this program

Frequently Asked Questions about the FTQ — Local Funds Program

Here are answers to the most common questions about the FTQ — Local Funds. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.