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Desjardins — Agriculture loans and financing - Quebec - Canada
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Desjardins — Agriculture loans and financing

Customized agricultural financing and advisory support for farm businesses
Desjardins
Last Update: January 19, 2026
Funding available
No Condition
Timeline
  • Open continuously
Location
Quebec, Canada

Overview

Desjardins’ Agriculture loans and financing provide customized financing to support farm businesses in Quebec and Ontario for start-up, growth, or transfer projects, but no maximum funding amount is specified. Eligible activities include upgrading buildings and equipment, purchasing farmland/quotas/animals/machinery, optimizing or automating operations, innovating for sustainability or productivity, and diversifying into new crops, livestock, or food processing.
/100
Opportunity Score
Moderate potential, but conditions must align.

At a glance

Funding available

Financing goals
  • Increase performance through digital transformation
  • Complete an acquisition or business transfer
  • Optimize production processes
Eligible Funding
  • No Condition
Timeline
  • Open continuously

Eligible candidates

Eligible Industries
  • Agriculture, forestry, fishing and hunting
  • Finance and insurance
Location
  • Quebec
Legal structures
  • For-profit business
  • Sole proprietorship
Annual revenue
  • All revenue ranges
Organisation size
  • All organization sizes
Audience
  • Canadians
  • Youth (<40)
  • Startups

Next steps

1
Determine your project
2
Validate your eligibility

Activities funded

  • Launching a new farm business (start-up).
  • Expanding or modernizing an existing farm operation.
  • Improving productivity through operational optimization or automation projects.
  • Innovation projects to make the farm more sustainable or improve productivity.
  • Transferring or taking over a farm business (succession planning and transition).

Eligibility

Who is eligible?

  • Farm businesses (agricultural enterprises) in Quebec and Ontario
  • Young farmers starting or taking over a farm business
  • Agri-food businesses (food processing and related agri-food operations)

Eligible expenses

  • Upgrades and modernization of farm buildings.
  • Purchase of farm equipment and machinery.
  • Purchase of farmland.
  • Purchase of production quotas.
  • Purchase of livestock/animals.
  • Investments to optimize or automate farm operations.
  • Investments to improve sustainability or productivity.
  • Costs to diversify operations (e.g., new crops, new livestock, or food processing activities).

Eligible geographic areas

  • Quebec
  • Ontario

Additional information

  • Desjardins has agriculture specialists located across Quebec and Ontario, and applicants can work with an assigned account manager.
  • Desjardins indicates it can provide advice and information about government programs alongside its agricultural financing support.
  • Some secured farm loans are guaranteed by the Financière agricole du Québec (FADQ), which may provide access to a discounted interest rate.
  • Desjardins notes it is actively involved with various agricultural industry organizations (e.g., UPA, Lactanet, CRAAQ, VIA, Sollio Agriculture).

Contacts

1-888-233-2473

Frequently Asked Questions about the Desjardins — Agriculture loans and financing Program

Here are answers to the most common questions about the Desjardins — Agriculture loans and financing. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.

What is the Desjardins — Agriculture loans and financing?

Desjardins’ Agriculture loans and financing provide customized financing to support farm businesses in Quebec and Ontario for start-up, growth, or transfer projects, but no maximum funding amount is specified. Eligible activities include upgrading buildings and equipment, purchasing farmland/quotas/animals/machinery, optimizing or automating operations, innovating for sustainability or productivity, and diversifying into new crops, livestock, or food processing.

Who is eligible for the Desjardins — Agriculture loans and financing program?

To be eligible for the Desjardins — Agriculture loans and financing program, you must: Farm businesses located in Quebec or Ontario. Agricultural (farm) operations (any type/size). Agri-food businesses may also be eligible.

What expenses are eligible under Desjardins — Agriculture loans and financing?

Launching a new farm business (start-up). Expanding or modernizing an existing farm operation. Improving productivity through operational optimization or automation projects. Innovation projects to make the farm more sustainable or improve productivity. Transferring or taking over a farm business (succession planning and transition).

Who can I contact for more information about the Desjardins — Agriculture loans and financing?

You can contact Desjardins or by phone at 1-888-233-2473.

Where is the Desjardins — Agriculture loans and financing available?

The Desjardins — Agriculture loans and financing program is available the province of Quebec.

Is the Desjardins — Agriculture loans and financing a grant, loan, or tax credit?

Desjardins — Agriculture loans and financing is a Other Support

Who are the financial supporters of the Desjardins — Agriculture loans and financing?

Desjardins — Agriculture loans and financing is funded by Desjardins

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