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Source verified January 19, 2026
Desjardins — Agriculture loans and financing
Customized agricultural financing and advisory support for farm businesses
Funding available
Varies by project
Deadline
Open continuously
Location
Quebec, Canada
Overview
Desjardins’ Agriculture loans and financing provide customized financing to support farm businesses in Quebec and Ontario for start-up, growth, or transfer projects, but no maximum funding amount is specified. Eligible activities include upgrading buildings and equipment, purchasing farmland/quotas/animals/machinery, optimizing or automating operations, innovating for sustainability or productivity, and diversifying into new crops, livestock, or food processing.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase performance through digital transformation
- Complete an acquisition or business transfer
- Optimize production processes
Eligible Funding
- Varies by project
Funds Providers
Eligible candidates
Eligible Industries
- All industries
Location
- Quebec
Legal structures
- For-profit business
- Sole proprietorship
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Canadians
- Youth (<40)
- Startups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Launching a new farm business (start-up).
- Expanding or modernizing an existing farm operation.
- Improving productivity through operational optimization or automation projects.
- Innovation projects to make the farm more sustainable or improve productivity.
- Transferring or taking over a farm business (succession planning and transition).
Official resources
Eligibility
Who is eligible?
- Farm businesses (agricultural enterprises) in Quebec and Ontario
- Young farmers starting or taking over a farm business
- Agri-food businesses (food processing and related agri-food operations)
Eligible expenses
- Upgrades and modernization of farm buildings.
- Purchase of farm equipment and machinery.
- Purchase of farmland.
- Purchase of production quotas.
- Purchase of livestock/animals.
- Investments to optimize or automate farm operations.
- Investments to improve sustainability or productivity.
- Costs to diversify operations (e.g., new crops, new livestock, or food processing activities).
Eligible geographic areas
- Quebec
- Ontario
How to apply
- Step 1: Contact Desjardins (account manager, call scheduling)
- Contact your Desjardins account manager for personalized assistance.
- If you don’t have an account manager, contact Desjardins’ team.
- Call Desjardins Business at 1-888-233-2473.
- Alternatively, schedule a call for a time that is convenient for you.
- Step 2: Discuss needs and financing strategy (start, grow, transfer)
- Explain whether your project is to start a farm, grow your farm business, or transfer/take over a farm business.
- Review your needs and challenges with an agriculture specialist to define short-, medium- and long-term goals.
- Request advice and information about government programs, as applicable.
- Step 3: Select a financing solution (loan, credit)
- Review available options with Desjardins, such as term loans, revolving credit for agriculture, a line of credit, or a secured farm loan guaranteed by the FADQ (Financière agricole du Québec).
- Confirm repayment terms and other flexible financing conditions tailored to your farm’s needs.
- Step 4: Submit your request to Desjardins (application via Desjardins team)
- Proceed with the application/request process directly with your account manager or Desjardins’ team.
- Submit your request by phone (1-888-233-2473) or by using the “Schedule a call” option to be contacted.
Additional information
- Desjardins has agriculture specialists located across Quebec and Ontario, and applicants can work with an assigned account manager.
- Desjardins indicates it can provide advice and information about government programs alongside its agricultural financing support.
- Some secured farm loans are guaranteed by the Financière agricole du Québec (FADQ), which may provide access to a discounted interest rate.
- Desjardins notes it is actively involved with various agricultural industry organizations (e.g., UPA, Lactanet, CRAAQ, VIA, Sollio Agriculture).
Contacts
Frequently Asked Questions about the Desjardins — Agriculture loans and financing Program
What is the Desjardins — Agriculture loans and financing?
Desjardins’ Agriculture loans and financing provide customized financing to support farm businesses in Quebec and Ontario for start-up, growth, or transfer projects, but no maximum funding amount is specified. Eligible activities include upgrading buildings and equipment, purchasing farmland/quotas/animals/machinery, optimizing or automating operations, innovating for sustainability or productivity, and diversifying into new crops, livestock, or food processing.
Who is eligible for the Desjardins — Agriculture loans and financing program?
To be eligible for the Desjardins — Agriculture loans and financing program, you must:
Farm businesses located in Quebec or Ontario.
Agricultural (farm) operations (any type/size).
Agri-food businesses may also be eligible.
What expenses are eligible under Desjardins — Agriculture loans and financing?
Launching a new farm business (start-up).
Expanding or modernizing an existing farm operation.
Improving productivity through operational optimization or automation projects.
Innovation projects to make the farm more sustainable or improve productivity.
Transferring or taking over a farm business (succession planning and transition).
Who can I contact for more information about the Desjardins — Agriculture loans and financing?
You can contact Desjardins or by phone at 1-888-233-2473.
Where is the Desjardins — Agriculture loans and financing available?
The Desjardins — Agriculture loans and financing program is available the province of Quebec.
Is the Desjardins — Agriculture loans and financing a grant, loan, or tax credit?
Desjardins — Agriculture loans and financing is a Other Support
Who are the financial supporters of the Desjardins — Agriculture loans and financing?
Desjardins — Agriculture loans and financing is funded by Desjardins