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Desjardins — Agriculture loans and financing
Customized agricultural financing and advisory support for farm businesses
Last Update: January 19, 2026
Funding available
Varies by project
Timeline
- Open continuously
Location
Quebec, Canada
Overview
Desjardins’ Agriculture loans and financing provide customized financing to support farm businesses in Quebec and Ontario for start-up, growth, or transfer projects, but no maximum funding amount is specified. Eligible activities include upgrading buildings and equipment, purchasing farmland/quotas/animals/machinery, optimizing or automating operations, innovating for sustainability or productivity, and diversifying into new crops, livestock, or food processing.
/100
Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase performance through digital transformation
- Complete an acquisition or business transfer
- Optimize production processes
Eligible Funding
- Varies by project
Timeline
- Open continuously
Eligible candidates
Eligible Industries
- Agriculture, forestry, fishing and hunting
- Finance and insurance
Location
- Quebec
Legal structures
- For-profit business
- Sole proprietorship
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Canadians
- Youth (<40)
- Startups
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Launching a new farm business (start-up).
- Expanding or modernizing an existing farm operation.
- Improving productivity through operational optimization or automation projects.
- Innovation projects to make the farm more sustainable or improve productivity.
- Transferring or taking over a farm business (succession planning and transition).
Eligibility
Who is eligible?
- Farm businesses (agricultural enterprises) in Quebec and Ontario
- Young farmers starting or taking over a farm business
- Agri-food businesses (food processing and related agri-food operations)
Eligible expenses
- Upgrades and modernization of farm buildings.
- Purchase of farm equipment and machinery.
- Purchase of farmland.
- Purchase of production quotas.
- Purchase of livestock/animals.
- Investments to optimize or automate farm operations.
- Investments to improve sustainability or productivity.
- Costs to diversify operations (e.g., new crops, new livestock, or food processing activities).
Eligible geographic areas
- Quebec
- Ontario
Additional information
- Desjardins has agriculture specialists located across Quebec and Ontario, and applicants can work with an assigned account manager.
- Desjardins indicates it can provide advice and information about government programs alongside its agricultural financing support.
- Some secured farm loans are guaranteed by the Financière agricole du Québec (FADQ), which may provide access to a discounted interest rate.
- Desjardins notes it is actively involved with various agricultural industry organizations (e.g., UPA, Lactanet, CRAAQ, VIA, Sollio Agriculture).
Contacts
Frequently Asked Questions about the Desjardins — Agriculture loans and financing Program
What is the Desjardins — Agriculture loans and financing?
Desjardins’ Agriculture loans and financing provide customized financing to support farm businesses in Quebec and Ontario for start-up, growth, or transfer projects, but no maximum funding amount is specified. Eligible activities include upgrading buildings and equipment, purchasing farmland/quotas/animals/machinery, optimizing or automating operations, innovating for sustainability or productivity, and diversifying into new crops, livestock, or food processing.
Who is eligible for the Desjardins — Agriculture loans and financing program?
To be eligible for the Desjardins — Agriculture loans and financing program, you must:
Farm businesses located in Quebec or Ontario.
Agricultural (farm) operations (any type/size).
Agri-food businesses may also be eligible.
What expenses are eligible under Desjardins — Agriculture loans and financing?
Launching a new farm business (start-up).
Expanding or modernizing an existing farm operation.
Improving productivity through operational optimization or automation projects.
Innovation projects to make the farm more sustainable or improve productivity.
Transferring or taking over a farm business (succession planning and transition).
Who can I contact for more information about the Desjardins — Agriculture loans and financing?
You can contact Desjardins or by phone at 1-888-233-2473.
Where is the Desjardins — Agriculture loans and financing available?
The Desjardins — Agriculture loans and financing program is available the province of Quebec.
Is the Desjardins — Agriculture loans and financing a grant, loan, or tax credit?
Desjardins — Agriculture loans and financing is a Other Support
Who are the financial supporters of the Desjardins — Agriculture loans and financing?
Desjardins — Agriculture loans and financing is funded by Desjardins