Closed
Brantford-Brant Homeownership Program
Down payment support for first-time homebuyers
Last Update: April 29, 2026
Funding available
$ 20,000
Timeline
- Receipt of requests is now closed
Location
Brant County, Brantford, Ontario, Canada
Overview
This program supports first-time homebuyers in Brantford/Brant with a forgivable down payment loan of up to $20,000. It helps eligible buyers purchase new or resale homes as their sole and principal residence.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
Eligible Funding
- Maximum amount : 20,000 $
- Up to 5% of project cost
Timeline
- Receipt of requests is now closed
Eligible candidates
Eligible Industries
- Real estate and rental and leasing
Location
- Brant County, Brantford
- Ontario
Legal structures
- Sole proprietorship
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Newcomers to Canada
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Purchase of a first home in Brantford or Brant County.
- Buying a new or resale home as a sole and principal residence.
Documents Needed
- Proof of eligibility documents
- Mortgage pre-approval
Official resources
Eligibility
Who is eligible?
- First-time homebuyers.
- Low to moderate income households.
- Renters in Brantford or Brant County.
Who is not eligible
- People who already own or have an interest in another residential property.
- Applicants owing arrears to a government-assisted affordable housing provider or City of Brantford Housing.
- Buyers who are not eligible for a mortgage.
Eligible expenses
- Down payment assistance for the purchase of an eligible home.
Ineligible Costs and Activities
- Purchases above the maximum home price limit.
- Homes where the buyer or a family member already has an ownership interest.
- Properties outside Brantford or Brant County.
Eligible geographic areas
- Brantford
- Brant County
Processing and Agreement
- Eligibility is reviewed before the loan is approved.
- Mortgage pre-approval and supporting documents must be provided.
- The loan is registered on title as part of the closing process.
- Repayment rules apply if the home is sold or no longer occupied as the principal residence within 20 years.
Additional information
- The loan is interest-free.
- The loan must be registered on title for 20 years.
- Information on repayment depends on whether the home is sold before the 20-year period ends.
Contacts
Frequently Asked Questions about the Brantford-Brant Homeownership Program Program
What is the Brantford-Brant Homeownership Program?
This program supports first-time homebuyers in Brantford/Brant with a forgivable down payment loan of up to $20,000. It helps eligible buyers purchase new or resale homes as their sole and principal residence.
How much funding can be received?
Brantford-Brant Homeownership Program Funds up to 5% of admissible expenses, capped at $20,000 per project.
Who is eligible for the Brantford-Brant Homeownership Program program?
To be eligible for the Brantford-Brant Homeownership Program program, you must:
First-time home buyer.
Canadian citizen, landed immigrant, or eligible refugee claimant.
Household income and assets below program limits.
What expenses are eligible under Brantford-Brant Homeownership Program?
Purchase of a first home in Brantford or Brant County.
Buying a new or resale home as a sole and principal residence.
Who can I contact for more information about the Brantford-Brant Homeownership Program?
You can contact City of Brantford or by phone at 519-759-4150.
Where is the Brantford-Brant Homeownership Program available?
The Brantford-Brant Homeownership Program program is available the province of Ontario.
Is the Brantford-Brant Homeownership Program a grant, loan, or tax credit?
Brantford-Brant Homeownership Program is a Loans and Capital investments