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Brantford-Brant Homeownership Program
Down payment support for first-time homebuyers
Last Update: April 29, 2026
Funding available
$ 20,000
Timeline
- Receipt of requests is now closed
Location
Brant County, Brantford, Ontario, Canada
Overview
This program supports first-time homebuyers in Brantford/Brant with a forgivable down payment loan of up to $20,000. It helps eligible buyers purchase new or resale homes as their sole and principal residence.
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Opportunity Score
Moderate potential, but conditions must align.
At a glance
Funding available
Financing goals
- Increase social or community impact
Eligible Funding
- Maximum amount : 20,000 $
- Up to 5% of project cost
Timeline
- Receipt of requests is now closed
Eligible candidates
Eligible Industries
- Real estate and rental and leasing
Location
- Brant County, Brantford
- Ontario
Legal structures
- Sole proprietorship
Annual revenue
- All revenue ranges
Organisation size
- All organization sizes
Audience
- Newcomers to Canada
- Canadians
Next Steps
1
Determine your project
2
Validate your eligibility
Activities funded
- Purchase of a first home in Brantford or Brant County.
- Buying a new or resale home as a sole and principal residence.
Documents Needed
- Proof of eligibility documents
- Mortgage pre-approval
Eligibility
Who is eligible?
- First-time homebuyers.
- Low to moderate income households.
- Renters in Brantford or Brant County.
Who is not eligible
- People who already own or have an interest in another residential property.
- Applicants owing arrears to a government-assisted affordable housing provider or City of Brantford Housing.
- Buyers who are not eligible for a mortgage.
Eligible expenses
- Down payment assistance for the purchase of an eligible home.
Ineligible Costs and Activities
- Purchases above the maximum home price limit.
- Homes where the buyer or a family member already has an ownership interest.
- Properties outside Brantford or Brant County.
Eligible geographic areas
- Brantford
- Brant County
Processing and Agreement
- Eligibility is reviewed before the loan is approved.
- Mortgage pre-approval and supporting documents must be provided.
- The loan is registered on title as part of the closing process.
- Repayment rules apply if the home is sold or no longer occupied as the principal residence within 20 years.
Additional information
- The loan is interest-free.
- The loan must be registered on title for 20 years.
- Information on repayment depends on whether the home is sold before the 20-year period ends.
Contacts
Frequently Asked Questions about the Brantford-Brant Homeownership Program Program
Here are answers to the most common questions about the Brantford-Brant Homeownership Program. This section explains what the program is, how much funding is available, eligibility requirements, application deadlines, and other important details to help you determine if this grant is right for your business.
What is the Brantford-Brant Homeownership Program?
This program supports first-time homebuyers in Brantford/Brant with a forgivable down payment loan of up to $20,000. It helps eligible buyers purchase new or resale homes as their sole and principal residence.
How much funding can be received?
Brantford-Brant Homeownership Program Funds up to 5% of admissible expenses, capped at $20,000 per project.
Who is eligible for the Brantford-Brant Homeownership Program program?
To be eligible for the Brantford-Brant Homeownership Program program, you must:
First-time home buyer.
Canadian citizen, landed immigrant, or eligible refugee claimant.
Household income and assets below program limits.
What expenses are eligible under Brantford-Brant Homeownership Program?
Purchase of a first home in Brantford or Brant County.
Buying a new or resale home as a sole and principal residence.
Who can I contact for more information about the Brantford-Brant Homeownership Program?
You can contact City of Brantford or by phone at 519-759-4150.
Where is the Brantford-Brant Homeownership Program available?
The Brantford-Brant Homeownership Program program is available the province of Ontario.
Is the Brantford-Brant Homeownership Program a grant, loan, or tax credit?
Brantford-Brant Homeownership Program is a Loans and Capital investments