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Brantford-Brant Homeownership Program
Down payment support for first-time homebuyers
Record updated
- Funding available
- $ 20,000
- Up to 5% of project cost
- Deadline
- Open continuously
- Location
- Brant County, Brantford, Ontario
Overview
This program supports first-time homebuyers in Brantford/Brant with a forgivable down payment loan of up to $20,000. It helps eligible buyers purchase new or resale homes as their sole and principal residence.
At a glance
Funding available
- Maximum funding
- $20,000
- Maximum share of project costs
- 5%
- Increase social or community impact
Eligible candidates
- Location
- Brant County, Brantford
- Ontario
- Eligible Industries
- All industries
- Annual revenue
- All revenue ranges
- Organisation size
- All organization sizes
- Audience
- Newcomers to Canada
- Canadians
- Legal structures
- Sole proprietorship
Start applying for this program
Take a practical assessment to gain a clear understanding of how well this program aligns with your specific needs and long-term goals.
Availability timeline
2026
Periods: 1
Eligibility
Who is eligible?
- First-time homebuyers.
- Low to moderate income households.
- Renters in Brantford or Brant County.
Who is not eligible
- People who already own or have an interest in another residential property.
- Applicants owing arrears to a government-assisted affordable housing provider or City of Brantford Housing.
- Buyers who are not eligible for a mortgage.
Eligible expenses
- Down payment assistance for the purchase of an eligible home.
Ineligible Costs and Activities
- Purchases above the maximum home price limit.
- Homes where the buyer or a family member already has an ownership interest.
- Properties outside Brantford or Brant County.
Eligible geographic areas
- Brantford
- Brant County
Activities funded
- Purchase of a first home in Brantford or Brant County.
- Buying a new or resale home as a sole and principal residence.
Documents Needed
- Proof of eligibility documents
- Mortgage pre-approval
Processing and Agreement
- Eligibility is reviewed before the loan is approved.
- Mortgage pre-approval and supporting documents must be provided.
- The loan is registered on title as part of the closing process.
- Repayment rules apply if the home is sold or no longer occupied as the principal residence within 20 years.
Additional information
- The loan is interest-free.
- The loan must be registered on title for 20 years.
- Information on repayment depends on whether the home is sold before the 20-year period ends.
Contacts
Official sources
Frequently Asked Questions about the Brantford-Brant Homeownership Program Program
What is the Brantford-Brant Homeownership Program?
This program supports first-time homebuyers in Brantford/Brant with a forgivable down payment loan of up to $20,000. It helps eligible buyers purchase new or resale homes as their sole and principal residence.
How much funding can be received?
Brantford-Brant Homeownership Program Funds up to 5% of admissible expenses, capped at $20,000 per project.
What is the deadline to apply?
The program is accepting continuous intake
Who is eligible for the Brantford-Brant Homeownership Program program?
To be eligible for the Brantford-Brant Homeownership Program program, you must:
First-time home buyer.
Canadian citizen, landed immigrant, or eligible refugee claimant.
Household income and assets below program limits.
What expenses are eligible under Brantford-Brant Homeownership Program?
Down payment assistance for the purchase of an eligible home.
Who can I contact for more information about the Brantford-Brant Homeownership Program?
You can contact City of Brantford or by phone at 519-759-4150.
Where is the Brantford-Brant Homeownership Program available?
The Brantford-Brant Homeownership Program program is available the province of Ontario.